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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Prosperity Home Mortgage provided efficient, clear communication and thoughtful follow-ups throughout the process.
Reply from Gian Ceretto at Prosperity Home Mor...
August 18th, 2025 07:32 PM
Bryce - Thank you for the 5-star review! I’m so glad you felt the process was efficient and communication was clear—that’s always our goal. It was an honor to help with your home purchase, and I’ll continue to proactively manage your mortgage...
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Gian is one of the best lenders I have ever worked with in 28 years in this business. He is professional he is clear in educating the client. He is professional and so likable. It's everything you would ever want in a lender
Reply from Gian Ceretto at Prosperity Home Mor...
August 18th, 2025 07:33 PM
Christa - Thank you so much for the kind words and the referral—it means a lot coming from a Realtor with your level of experience. I truly value the opportunity to work with you and your clients, and I’ll continue making sure they receive...
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Gian Ceretto made the mortgage process smooth and stress-free for our clients. He kept everyone informed every step of the way and took the time to explain everything clearly. Great communication, professionalism, and teamwork. It a pleasure...
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Reply from Owner
August 18th, 2025 07:34 PM
Veronica - Thank you for the 5-star review and for trusting me with your clients—it’s always a pleasure working alongside you. Clear communication and teamwork are what make these transactions smooth, and I’ll continue to proactively manage...
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Gian kept everyone informed throughout the process and that made for a smooth transaction.
Reply from Gian Ceretto at Prosperity Home Mor...
August 7th, 2025 10:14 PM
I'm so glad to hear that my proactive communication helped facilitate a smooth transaction for you and our buyers. Keeping everyone informed is a key part of my approach to ensure a seamless customer experience. Thank you for sharing your positive...
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GREAT started with the presentation of our options, continued through the approval phase and GREAT continues well past funding. Escrow is hectic and paperwork is challenging but knowing that Gian is available for a call puts the jitters to...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
David - Thanks so much for your raving 5-Star review! I'm thrilled to hear that you had a great customer experience throughout the entire mortgage process. Your customer experience is paramount to our mortgage process, and I am so pleased to...
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Gian Ceretto at Prosperity Home Mortgage - San Diego has received a review with 5 star rating from Michael R
Reply from Owner
June 17th, 2025 09:13 PM
Thank you for the 5-Star review and trusting my team once again with your mortgage needs. I'm thrilled to hear that you found the process so easy and smooth. Communication and delivering an exceptional mortgage experience is the cornerstone...
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Words don't convey how easy it was working with Gian. The portal was so easy to use. I was kept informed through the whole process which went smoothly. I would not hesitate to recommend Gian to anyone needing a mortgage.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Wow! Thank you for the kind words and trusting my team once again with your mortgage needs. I'm thrilled to hear that you found the process so easy and smooth. Communication and delivering an exceptional mortgage experience is the cornerstone...
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I'm not going to spin it - getting a mortgage is hard work. Lots of paperwork well beyond what we had expected. But, Gian and his team were there for us every step of the way. We are grateful for the personal touch and highly recommend him....
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the 5-Star Review! We understand how challenging it can be to get a mortgage, and we are so pleased to hear that you found our support to be helpful throughout the mortgage process. It was a pleasure working with you,...
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Gian took the time to explain any question that we had and everything was pretty smooth during the entire process. Would recommend Gian and his team.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the 5-Star Review! I'm so pleased to hear that my team was able to address all your questions and ensure a smooth closing process for your home purchase. Thank you for your recommendation and kind words, your customer...
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Gian is the man! communication is key; and he does it well! Will Defineltely use him again. Good Job! Ryan Degheri, Realtor, Alta #1505
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Ryan - Thank you so much for the 5-Star Review! Always such a pleasure partnering together with you and your team. It makes my job easy when I am working with a true professional with the same passion for delivering an exceptional customer...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
