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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The technology required to navigate the throughout the process was very demanding on top of the time pressure imposed.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Delight, Thank you for sharing your feedback with us. We deeply appreciate your honesty and understand the challenges you faced with the technology and the time pressures during the home buying process. Navigating through these steps can indeed...
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Gian was very knowledgeable and responsive
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Dave, Thank you for the 5-star review! It was a pleasure working with you and I'm grateful my team was able to assist with your first home purchase. Please reach out anytime and I look forward to our next opportunity to work together again....
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Buying a home in this climate is no easy task, and working with the right lender is essential. Gian was responsive, knowledgeable, and delivered results - including a complex second-time VA loan purchase at a great rate. Additionally, his professional...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Marty, Thank you so much for your fantastic review! It was a pleasure working with your family and I'm glad we could navigate the complexities of the current market together to secure your new home. Your trust and patience throughout the process...
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Gian was great and responsive throughout the process of buying a new home. The communication was great too!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
I'm delighted to hear that you had another positive experience with our home buying process, Boun. Your feedback is greatly appreciated and it was absolutely my pleasure assisting your family relocate back to San Diego. Thank you for taking...
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Prompt communication and thoughtful advice throughout the process.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thanks for your feedback, Jonathan! I'm pleased that you found our communication prompt and the advice valuable. Your customer experience is paramount to us, and your testimonial is very much appreciated. It was a pleasure assisting with your...
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Gians' knowledge and professionalism was way of the charts. He always goes above and beyond.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
I'm truly grateful for your kind words, Eddie. I always strive to go above and beyond for all my clients, but it's truly an honor when I get to help my friends purchase a home. Cheers!
Meeting Gian Cerretto for the first time, it was immediately apparent that his expertise in the realm of loans was unparalleled. As someone navigating the complexities of VA loans, I was relieved to find someone who not only understood the...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Tom - Thank you so much for taking the time to share your experience. It's incredibly rewarding to receive this feedback, as it's my goal on each transaction to provide clear and consistent communication to keep all parties informed during...
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Gian is a wealth of knowledge and goes above and beyond to educate you on what's going on throughout the whole process. I could not have done it with his expertise.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for your generous review, Eddie! I'm so happy to hear that you valued our advise and experience in your homebuying experience. I always aim to empower our clients with knowledge throughout the process and I'm glad to hear...
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I recently worked with Gian Mortgage Consultant to secure a home loan, and I was thoroughly impressed with the exceptional service and expertise he provided. Gian was knowledgeable, responsive, and guided me through the entire process with...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Navdeep - Thank you for your incredible review! I'm thrilled to hear your family had such a positive, stress-free mortgage experience with my team. It is our pleasure to assist and guide you the complexities of the home buying process. Your...
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Quick to communicate and presented information in a manner that was easy to use. Worked as my team that I could count on to get the best options for me.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Hi Ethan, my team truly appreciates your positive feedback and the 5-star rating. It's immensely gratifying to know you found our communication swift and effective. I'm glad that the information presented was easy for you to understand and...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
