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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Gian was recommended to me by our agents from the very beginning, and I’m so glad we took their advice. Gian was patient and clear in explaining all parts of the loan process during our entire home search and purchase. As a first time home...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Hi Hailey, Thank you so much for the 5-Star Review! I'm thrilled to hear that you had such a positive experience with your first home purchase. Your kind words truly mean a lot to me and my team, and it is so rewarding to see our efforts make...
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Gian goes above and beyond to make sure that you understand and are comfortable with one of the larger decisions you’ll ever make. His follow up is clear and he will offer a helping hand to your parties to ensure that everything will go a smoothly...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Ryan, your kind words are greatly appreciated, thank you so much for the great review! My team always aims to provide clarity and support for our clients throughout the mortgage and homebuying process. We are grateful to hear that our process...
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Working with Gian is always a pleasant experience. He's constantly in communication during the entire process, and is always available via phone or email to answer any questions we have. Gian has always come through for us, and he is our go-to...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Emile, thank you for taking the time to share your positive experience with us! It's gratifying to hear that you appreciate my commitment to constant communication and availability throughout the loan process. Being your go-to guy for home...
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Gian and team were responsive to our needs throughout process and took the time to make sure we were making informed decisions. They were also good at coordinating loan related services with agent and escrow team. Overall, a very positive experience!...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thanks Donna! We're thrilled that you had a great overall experience. We're here for any future needs or questions you may have. Thanks again for choosing us and for your kind words!
Gian is very knowledgeable with all the products Prosperity offers. My client was very happy with the service she received over a very long time. It took us several offers to finally find the perfect home for her. Gian maintained contact and...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you for your detailed feedback, Candace. It's great to hear that you were satisfied with the service provided and that your client was happy with the final outcome. I apologize if there was any confusion or complication regarding the...
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Gian was very responsive, professional, and knowledgeable. As a first time homebuyer, I appreciate his patience and expertise to guide me through the process.
Great Communication and very friendly
Gian was always available to answer any questions we had
Gian was always available to answer our questions, we felt very confident about the whole loan application process thanks to him
Gian was very helpful and informative during the loan process. We are grateful for his efforts to help us purchase our new home and will be sure to use him again in the future.
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
