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Gian Ceretto at Prosperity Home Mortgage - Sa...
Mortgage Consultant | NMLS # 693569
University of Hawaii at Manoa
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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Reviews from Web
excellent communication skills and speed of execution
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
I'm truly grateful for your positive feedback, Art. Great communication and execution are the hallmarks of our customer experience. I always strive to provide the best service possible and I'm glad to hear that your experience with Prosperity...
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Gian went above and beyond for us throughout the entire home buying process. Always responsive, answered all of our many questions, and made the process as smooth and painless as possible. Many thanks to Gian and all of his great team!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much for the excellent review, Ron! It's fantastic to hear that you found the home buying process smooth and painless. We always aim to be responsive and answer all queries promptly, so I'm glad to hear we hit the mark for you....
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Excellent to work with. Knowledgeable, friendly, and extremely responsive to questions and concerns. Highly recommend him!
Reply from Owner
May 12th, 2025 10:26 PM
Ron - thank you so much for your 5-Star Review! I'm thrilled to hear about your positive experience, especially relocating from the East Coast. It was a pleasure assisting you and Marilyn, and I appreciate your kind words and recommendation....
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Gian was extremely helpful during the entire process of filing the necessary paperwork to get a loan to purchase a house. He not only was very knowledgeable about the loan process in California but also gave us very useful information about...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you for the glowing review, Marilyn. I'm delighted to hear that you found my guidance during the loan process helpful. It was my pleasure to provide you with the necessary information to make the most out of your investments - it's always...
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Gian is the best! Really went above and beyond to get the loan for our buyer funded in a less-than-perfect purchase scenario earlier this year. Would highly recommend him to any prospective home buyers in San Diego county.
Reply from Owner
May 12th, 2025 10:27 PM
Scott - thank you so much for the raving 5-Star Review! It was a pleasure working together and being able to work through some challenges to ultimately be able to help our client become a homeowner. I truly appreciate your support and kind...
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Gian was amazing and went above & beyond during our difficult condo transaction to make sure we were able to close. Highly recommend to any buyers looking for their next lender!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you for your fantastic feedback, Scott! I'm thrilled to hear that you had a positive experience during your condo transaction. It was my utmost priority to ensure that everything went as smoothly as possible for you. I'm glad that I could...
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Gian was professional and proactive. Did a great job of staying on top of things early to prevent surprises at the end.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
Thank you so much, Ali, for the perfect rating and for your kind words. I am glad to hear that you appreciated my proactive approach towards your loan purchase. It was a pleasure helping you throughout this process. At Prosperity Home Mortgage,...
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Gian is communicative, helpful and when things start to go haywire in the transaction, I can always count on him to come through. Nobody I would rather do a transaction with.
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
I'm absolutely thrilled to hear that you had such a positive experience, Diana. Your kind words truly mean a lot to me. I strive to keep my realtors and clients informed and do my best to rectify any unforeseen issues that may occur during...
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Timely, patient and detailed communication and advice from Gian made a long, difficult (because of causes unrelated to the loan process itself) process manageable.
Thanks to Gian and his team!
Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
I'm truly grateful for your kind words, Praveen. It's rewarding to hear that my team and I were able to make a complex process more manageable for you. We strive to provide clear and detailed communication to all our clients at Prosperity Home...
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Gian explained various mortgage options to us in the beginning and allowed us to choose what option was right for us. While giving direction he did not make us feel like we were being sold or forced into any one product or option. Gian and...
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Reply from Gian Ceretto at Prosperity Home Mor...
July 30th, 2025 08:05 AM
David, Thank you so much for your 5-Star Review! My team and I are so pleased to hear about your positive experience with us at Prosperity Home Mortgage. It's always our goal to provide clear, personalized advice so that our customers can make...
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About
Gian Ceretto is a Mortgage Consultant | NMLS # 693569 for Prosperity Home Mortgage in the San Diego area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Unique mortgage solutions to purchase or refinance a home.
Homeownership education and counseling.
Strategic partnerships and business planning.
Transparent and easy-to-understand process.
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Education
- University of Hawaii at ManoaEconomicsBA EconomicsAug 1999 -May 2002
- University of Hawaii at ManoaMarketing and FinanceBachelor of Business Administration (BBA)Aug 1999 -May 2002
Positions
- Prosperity Home Mortgage, LLC - Mortgage ConsultantOct 18th, 2019 - Current
Memberships
- MBS Highway
- The Loan Atlas
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 693569
- CA DRE 01792215
Hobbies
- Surfing
- Hiking
- Spending time with my family
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
