Gerald Zapol
Senior Loan Officer | NMLS# 1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Gerald is a master at his craft. He was very professional throughout the whole home buying process. He makes Homespire the best home lender in the DMV.
Reply from Gerald Zapol
October 9th, 2024 06:32 PM
Thank you so much for the glowing review, Cris! It's gratifying to know that you found value in the professional service provided throughout your home buying journey. Your kind words reaffirm why I love doing what I do. It's clients like you...
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Exceptional communication! Gerald and his team made the home-buying process smooth and straightforward, guiding me every step of the way and providing clear explanations throughout.
Reply from Gerald Zapol
September 11th, 2024 05:51 PM
Sherwyn, I'm thrilled to hear that you found the home-buying process smooth and straightforward with our team at Homespire Mortgage 1544. Your feedback means a lot to us. We strive to provide exceptional communication and clear explanations...
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Great to work with!!
Excellent communication
Easy all the way through!!
Reply from Gerald Zapol
August 26th, 2024 05:20 PM
Thank you, Marty, for such a positive review! I'm thrilled to hear that you found the communication excellent and the process easy all the way through. Your feedback is much appreciated, and it was a pleasure to work with you. Please feel free...
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Keep me updated of my loan status and remind me what should I do next.
Reply from Gerald Zapol
August 13th, 2024 12:49 AM
Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
Gerald took the time to find the best possible mortgage option to help me reach my home and financial goals. Everyone on his Team was on top of everything, making sure we were on schedule and putting my mind at ease. Special shoutout to Jen...
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Reply from Gerald Zapol
July 22nd, 2024 11:10 AM
Hi Autumn! Thank you so much for the glowing review. I'm glad to hear that we were able to find the best mortgage option for you and that our team, especially Jen, was able to stay on top of things and keep you informed. Your kind words mean...
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Gerald and Jen were both wonderful to work with. Everything went extremely smooth from start to finish. Worked with Jen during the process and she was super efficient very nice to work with and always kept me up to date during the process!...
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Reply from Gerald Zapol
July 22nd, 2024 11:11 AM
Hi Cathy, I'm thrilled to hear about your exceptional experience with us at Homespire Mortgage. It's wonderful to know that both Jen and I were able to provide you with the efficient and pleasant service we strive to deliver to all our clients....
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Gerald is so friendly and knowledgeable. Buying a home for the first time on my own, I was a little apprehensive about the process. Gerald and Jen were terrific at answering my questions and keeping me informed every step of the way. So grateful...
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Reply from Gerald Zapol
July 16th, 2024 03:54 PM
Hi Mel,I'm delighted to hear you had such a positive experience with my team. Helping first-time home buyers navigate through the process is an important part of our job and Jen & I were glad we could ease your apprehensions. Your kind words...
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The whole team kept me up to date with info. Great sense of urgency, made the experience easy to get thru.
Reply from Gerald Zapol
July 10th, 2024 04:30 PM
Hello Brent, I'm thrilled to hear that you had a five-star experience with us at Homespire Mortgage. Your satisfaction is our top priority, and we always strive to keep our clients informed throughout the whole process. Thank you for recognizing...
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Quick feedback and quick turnarounds
Reply from Gerald Zapol
June 4th, 2024 05:49 PM
I'm glad to hear that you found our interactions to be efficient, Mohan. Here at Homespire Mortgage, we aim to provide speedy feedback and swift turnarounds for our valued customers. Your positive rating is sincerely appreciated and reaffirms...
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Everything was as expected and well communicated. The title company was happy too at how smooth it went which is a huge compliment
Reply from Gerald Zapol
May 31st, 2024 07:04 PM
I am thrilled to hear that your experience with Homespire Mortgage was both smooth and satisfactory. It's great that everything went as expected and that communication was clear. The praise from the title company is indeed a huge compliment....
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department