Gerald Zapol
Senior Loan Officer | NMLS# 1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Gerald was extremely professional, knowledgable, and pleasent. He made an otherwise cumbersome process very easy and enjoyable.
Reply from Gerald Zapol
June 26th, 2025 11:52 PM
I'm so glad to hear that you found the mortgage process easy and enjoyable—it was truly a pleasure working with you! Thank you for your kind words about my professionalism and knowledge.I can't wait to see everything once the deck is finished!...
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Great communication, trustworthy, goes the extra mile to help close on time
Reply from Gerald Zapol
June 20th, 2025 06:22 PM
Hi Alice - I'm thrilled to hear that you appreciated the communication and trustworthiness during the process. It was a pleasure to assist you and go the extra mile to ensure a timely closing. Thank you for your kind words and the opportunity...
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Gerald made the whole process easy and explained everything wonderfully for us as first time homebuyers. He was available for any questions that we had outside of our calls and meetings.
Reply from Gerald Zapol
June 3rd, 2025 11:44 PM
Dear Rebecca, I'm thrilled to hear that I could make the home buying process easy for you and Brady. It was a pleasure assisting you both as first-time homebuyers, and I'm glad I could be available for your questions. Thank you for your kind...
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very good communication
Reply from Gerald Zapol
May 31st, 2025 12:29 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
We had an exceptional experience securing the mortgage for our new home with Gerald and his dedicated team. Gerald's unwavering availability, making himself accessible virtually around the clock, was truly remarkable and incredibly reassuring...
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Reply from Gerald Zapol
May 12th, 2025 12:26 PM
Shaye - I’m so happy to hear that you had such a great experience securing your mortgage with us—it truly means a lot. It was a real pleasure working with you and Patrick, and I’m glad we could help make the process smooth and low-stress. Thank...
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Very professional, super friendly and made the buying process extremely seamless
Reply from Gerald Zapol
March 14th, 2025 09:38 PM
Barri, I'm so thrilled to hear that you had such a positive experience! Making the buying process seamless and enjoyable is always my top priority, and I'm glad we were there to support you and Jason every step of the way. Thank you for your...
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Everything was fast and easy
Reply from Gerald Zapol
February 7th, 2025 10:26 PM
Thank you so much for taking the time to share your experience.We’re so happy to hear that you had an excellent experience. Best of luck to you in your new home and thank you for choosing Homespire Mortgage!
Helpful and available the process was straightforward
Reply from Gerald Zapol
January 14th, 2025 04:46 PM
Thank you, Michael, for your kind words and high rating. I'm delighted to hear that you found the process at Homespire Mortgage to be straightforward and that you appreciate my availability. Your positive feedback is immensely valued. Looking...
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Gerald and his team guided us and help us through the entire process. Many times they went beyond what were expecting From keeping us informed as to where ee were in the process, answering all our questions to quelling any concerns we had from...
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Reply from Gerald Zapol
November 22nd, 2024 03:57 PM
Thank you so much, Dale, for such a glowing review. It was an absolute pleasure assisting you and Kelly throughout the process. Your kind words make all the hard work worthwhile. I'm glad we could surpass your expectations and provide you with...
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Professional, friendly and quick response times. Thank you.
Reply from Gerald Zapol
November 16th, 2024 10:36 PM
I hope your new growing family enjoy the new home! I'm thrilled to hear that you had such a positive experience with my team at Homespire Mortgage, Edwin! Your 5-star rating validates our commitment to fast, friendly, and professional service....
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department