

Gerald Zapol
Senior Loan Officer | NMLS# 1025482

I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Some difficulty and miscommunication around the rates, other than that it was good
Reply from Gerald Zapol
May 31st, 2024 04:15 PM
I am grateful that you took the time out to leave us a response. Let us know how we could have helped you further.
Gerald Zapol made this an exceptional journey toward home ownership.
Reply from Gerald Zapol
May 24th, 2024 12:17 PM
So glad to hear that you had an exceptional journey toward home ownership, Eric! Your words really mean a lot to me. It was my pleasure to guide you through the process. Remember, I'm here if you ever have any questions or need assistance in...
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Working with Gerald, Kempes, Todd and Giselly was quite a wild ride with getting the funding and the documents to make closing possible but the entire team hooked and jabbed the entire time to ensure closing was possible! Not just a veteran...
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Reply from Gerald Zapol
May 23rd, 2024 02:08 AM
Thank you so much for your wonderful review, Savon! It was indeed a wild ride, but we're happy that we could navigate through the process together. I'm glad to hear that you appreciated our 'hook and jab' work style, and that you recognized...
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Gerald was very informative of the prepress and any questions I had. Gerald was easy to talk to and promptly answered any questions I had.
Reply from Gerald Zapol
May 21st, 2024 01:46 PM
I'm delighted to hear about your positive experience with me at Homespire Mortgage, Joe. Ensuring that you are informed and comfortable during each step of the process is my top priority, so it's wonderful to know that you found our discussions...
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Gerald provided us with good recommendations, worked fast and accurately, and got a mortgage for us. We really enjoyed working with Gerald
Reply from Gerald Zapol
May 14th, 2024 07:22 PM
I'm thrilled to hear that you had a positive experience with myself & Homespire Mortgage, Viktor. It was a pleasure to work with you and help secure your mortgage. Your kind words and the 5-star rating are greatly appreciated. Don't hesitate...
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Everything was simple and easy!
Reply from Gerald Zapol
May 14th, 2024 12:28 PM
I'm thrilled to hear that you found the process simple and easy, Sean! Your feedback means a lot to me and to the rest of us here at Homespire Mortgage. It's always a pleasure to provide a five-star experience. If you have any other needs or...
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Communication was clear which made everything to go through in a timely manner.
Reply from Gerald Zapol
May 9th, 2024 12:39 PM
Thank you so much for your kind words, Yayah. I'm glad to hear that you found our communication clear and efficient. At Homespire Mortgage, we strive for a seamless process and it's gratifying to know we achieved that for you. Your positive...
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Gerald and team were highly responsive, and took the time to clarify and call us if they needed additional info. They are the fastest lenders in town because they are the nicest people in town!
Reply from Gerald Zapol
April 24th, 2024 07:32 PM
I am truly grateful for your kind words, Anna. I can't tell you what a joy working with you and Bronson again has meant to me... Your feedback validates our team's commitment to providing the best service possible. We strive to be highly responsive...
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Ability to give great advice and timely response to questions asked.
Reply from Gerald Zapol
April 16th, 2024 03:06 PM
I'm truly humbled by your kind words, Abimbola. It was an absolute pleasure serving you and helping you navigate your mortgage needs. At Homespire Mortgage, we always strive to provide timely responses and solid advice to our clients. I'm glad...
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The communication, explanation and stress free!
Reply from Gerald Zapol
March 7th, 2024 08:09 PM
I'm truly grateful for your feedback, Hugues. I'm thrilled to hear that you found the communication effective and the process stress-free As a representative of Homespire Mortgage it's my top priority to ensure that our clients are well-informed...
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department