Gerald Zapol
Loan Officer | NMLS: #1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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Very smooth and seamless. Made getting our mortgage seem easy.
Reply from Gerald Zapol
August 4th, 2026 11:48 PM
Thank you so much, Jackie, for your kind words and for trusting me to help with your mortgage! It was truly a pleasure working with you and Mike. You made the process smooth by being so organized, responsive, and on top of everything every...
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Working with my mortgage officer Gerald was an outstanding experience from start to finish. He was able to get me approved and process my home loan incredibly quickly, making what could have been a stressful process feel smooth and manageable....
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Reply from Gerald Zapol
August 3rd, 2026 06:55 PM
Holly, I'm pleased to hear that your experience with me was so positive and that I could help make the home loan process smooth and manageable for you. Your kind words about my professionalism and responsiveness mean a lot. I'm grateful for...
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Gerald was quick to respond and always willing to help!
Reply from Gerald Zapol
July 25th, 2026 10:53 PM
I'm grateful for your kind words, Kimberly! It's wonderful to know that my responsiveness and willingness to help made a positive impact on your experience. Thank you for sharing this feedback!
Your professionalism, effectiveness, and seamless execution have been truly impressive and highly commendable.
Reply from Gerald Zapol
July 23rd, 2026 02:08 AM
Thank you, Sanjib. I'm pleased to hear that you found my professionalism and effectiveness impressive. Your kind words mean a lot, and I'm grateful for the opportunity to assist you.
Loved working with Gerald
Reply from Gerald Zapol
July 23rd, 2026 02:08 AM
Ravi, I'm pleased to hear that you loved working with me. Thank you for sharing your positive experience!
It was a great experience because everything was well-organized and efficient. The communication was clear, timelines were met, and the team was very responsive and supportive. I especially appreciated the proactive updates and attention to...
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Reply from Gerald Zapol
June 3rd, 2026 07:43 PM
Dear Raj, It makes me happy to hear that you had a great experience and found everything well-organized and efficient. I'm glad the clear communication and proactive updates made a positive difference for you. Thank you for your kind words...
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Jennifer and Gerald were super attentive and supportive. Communicated so well!
Reply from Gerald Zapol
June 3rd, 2026 07:45 PM
Steve, I'm grateful for your kind words about the support and communication you received from Jennifer and me. It was a pleasure working with you! Keep me posted with any questions in the future - as we are here to help in any way that we can!...
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The general service.
Reply from Gerald Zapol
May 26th, 2026 04:16 PM
Thank you for your response. If there is anything we can do to improve our offering, please let us know.
Gerald was quick to reply and easily answer all of my questions to helped me understand the process, even at times when I thought I had missed something. In the end he was able to get me a great rate and close on time.
Reply from Gerald Zapol
April 15th, 2026 06:48 PM
I am so honored to help you again; I'm grateful for your feedback, Joe. I'm pleased I could assist you by answering your questions and ensuring you understood the process. It's great to hear that we were able to secure a good rate and close...
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Timely and attentive assistance. Team cared about helping.
Reply from Gerald Zapol
April 7th, 2026 02:19 PM
Seth, I appreciate your feedback and am pleased to hear that you found the assistance timely and attentive. It means a lot that you felt supported throughout the process. If there’s anything more I can do, please don’t hesitate to let me know....
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department