Gerald Zapol
Loan Officer | NMLS: #1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni...... Show More
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The general service.
Gerald was quick to reply and easily answer all of my questions to helped me understand the process, even at times when I thought I had missed something. In the end he was able to get me a great rate and close on time.
Reply from Gerald Zapol
April 15th, 2026 06:48 PM
I am so honored to help you again; I'm grateful for your feedback, Joe. I'm pleased I could assist you by answering your questions and ensuring you understood the process. It's great to hear that we were able to secure a good rate and close...
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Timely and attentive assistance. Team cared about helping.
Reply from Gerald Zapol
April 7th, 2026 02:19 PM
Seth, I appreciate your feedback and am pleased to hear that you found the assistance timely and attentive. It means a lot that you felt supported throughout the process. If there’s anything more I can do, please don’t hesitate to let me know....
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gerald and team guided is every step of the way They made it easfy for us Would recommend Gereld to anyone
Reply from Gerald Zapol
March 20th, 2026 06:27 PM
I'm pleased to hear that you and Cathy felt guided and supported throughout the process, Geoffrey. It's great to know that our efforts made things easier for you guys. Thank you for recommending me—I truly appreciate it! If you have any future...
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The creativeness in piecing together financing options as we purchased our new home before selling our current one Gerald's responsiveness in our communications and questions, and his wonderful, and extremely competent side-kick , Jennifer...
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Reply from Gerald Zapol
March 15th, 2026 03:32 PM
Cathy, I'm honored to hear that my approach to financing options helped while purchasing your new home before selling the current one. I'm pleased that you found my responsiveness and communication helpful during the process. Jennifer and I...
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Gerald and Jennifer were present for every single step of the closing process. They kept us updated, reminded us exactly when signatures were required, and provided assistance every time we had a question. It was a fantastic experience working...
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Reply from Gerald Zapol
March 15th, 2026 03:35 PM
Dear Hugo, it's wonderful to know that you found the closing process smooth and effortless. Being there for you and Mel at every step and keeping you guys informed was a priority for both Jennifer and me. I appreciate your recommendation, and...
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Gerald and his team were absolutely the best to deal with! On top of everything, and made the entire process a dream. Highly recommended!!
Reply from Gerald Zapol
January 31st, 2026 07:22 PM
Sandy, I really appreciate your feedback. I'm glad we were able to make the process smooth for you and that you felt supported throughout. Thank you for recommending us so highly! If there's anything more I can do for you in the future, don't...
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We felt that he took the time to remember who we were and what our circumstances were.
Reply from Gerald Zapol
January 28th, 2026 06:09 PM
I really appreciate the feedback and am looking forward to working with you again.
Gerald was quick with answering all my questions even on weekends. He helped Make the closing process quick and easy and i I will be glad to recommend him to anybody that needs help buying a house in the area
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Reply from Gerald Zapol
January 16th, 2026 05:21 PM
Thank you so much, Josh. I’m happy to hear the process was smooth and efficient, and I’m always glad to be available whenever questions come up. Your recommendation truly means a lot to me. Congratulations on your new home, and I wish you all...
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This is my 3rd time working with Gerald and he does not disappoint! He works with me to make sure I am getting the right deal for my situations and is realistic about what he can and cannot do for a loan. He makes sure all the loan costs are...
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Reply from Gerald Zapol
January 2nd, 2026 05:19 PM
Lisa, thank you so much for your kind words. I’m truly grateful for your continued trust and for allowing me to help you for the third time. That means more to me than I can say. My goal is always to make sure you feel comfortable, informed,...
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department