Gerald Zapol
Senior Loan Officer | NMLS# 1025482
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the Uni... Show More
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The ease of service was great. The transition ran smoothly.
Reply from Gerald Zapol
November 17th, 2025 06:00 PM
Helping great customers like you is why I'm in this business. Thank you so much for your business and great feedback.
I think you didn't make any special effort to provide a better discount loan interest, help the customer, and you just did your regular job.
Reply from Gerald Zapol
November 17th, 2025 03:54 PM
We hope we'll have the opportunity to serve you again and deliver exceptional services.
clear communication. convenient to sign and great rate. Good advice on when to refinance and the process.
Reply from Gerald Zapol
October 21st, 2025 12:59 AM
I’m so glad to hear the communication was clear and that you found the process convenient and beneficial. It was a pleasure providing the guidance you needed on your refinance.If you ever have additional questions or need help in the future,...
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Gerald was so great through all of this He answered all my questions and walked me through the entire process . amazing guy highly recommend !
Reply from Gerald Zapol
October 19th, 2025 03:28 PM
It's wonderful to hear that I could assist you and answer all your questions throughout the process. I'm glad you felt supported every step of the way. It was heartwarming to see your reaction at being a first time homeowner, and I will never...
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Gerald was trustworthy and transparent throughout the entire process. He explained everything clearly and there were no hidden surprises. I appreciate his professionalism and for making the experience smooth and stress free.
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Reply from Gerald Zapol
October 17th, 2025 07:25 PM
I'm glad to hear that you felt the process was smooth and transparent. Trust and clear communication are important, and I'm pleased I could provide that for you. Thank you for your kind words about my professionalism. If any future needs arise...
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GERALD AND HIS TEAM HUSTLED FAST FOR US!
MUCH APPRECIATED!
Reply from Gerald Zapol
September 19th, 2025 06:29 PM
Hey Scott - I really appreciate your recognition of the effort my team and I put into moving things along swiftly. It was my pleasure to support you through your mortgage journey. My hope is that you and the family will take time out to really...
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Gerald was very available and professional, and made sure all of our questions were answered quickly and understandably. My wife and I would highly recommend working with him!!
Reply from Gerald Zapol
September 8th, 2025 02:08 PM
Liam, I'm pleased to hear that you appreciated the availability and professionalism throughout your mortgage process. It is always my top priority to ensure that all of your questions were addressed clearly and efficiently. Thank you for recommending...
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Gerald and his team were helpful during the process . Everything went smoothly and faster . Again thank
Reply from Gerald Zapol
August 23rd, 2025 09:54 PM
Therese, I'm pleased to know that you found the process smooth and swift with my assistance. It was wonderful to help guide you through and ensure everything went as planned. Your feedback is greatly appreciated, and I am glad you felt supported...
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Easy and fast process!
Reply from Gerald Zapol
August 10th, 2025 04:29 PM
Dear Evan, It means a lot to me that you found the process easy and fast — especially since helping you and Jess get into your first home is a little extra special for me. My goal is always to make things smooth and efficient, and I’m so glad...
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Mr.Gerald was with me every step of the way. Couldnt have asked for a better lendor. Gerald is the man. Can't Thank him enough for helping me through out the home buying process. WILL DEFINITELY RECOMMEND MR. GERALD TO ALL MY FRIENDS.
Reply from Gerald Zapol
August 7th, 2025 12:54 PM
Miguel, I truly appreciate your generous feedback. It was an honor to be by your side throughout the home buying process. Your words are very encouraging, and I'm grateful for your recommendation to your friends. If you need further assistance...
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About
I am a third generation Washingtonian who currently lives and works in Rockville, MD. I have been married for 39+ years and have two children - a son and a daughter - and as of 2021, my first granddaughter. I am a proud graduate of the University of Maryland Smith School of Business with degrees in accounting and finance, and I have spent last 40 years involved in real estate, both locally and nationally. My go-to activity to relax is a 25-50 mile bicycle ride on the weekend along with a golf game thrown in for good measure – maybe a little less now that I am a PROUD grandparent.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Positions
- Homespire Mortgage, formerly New America Financial - Residential LendingNov 1st, 2012 - Current
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1025482 | Branch NMLS# 183215
- MD, DC, VA, PA, NJ, MA, FL, AL, AZ, AR, CA, CO, CT, DE, GA, ID, IL, IN, IA, KS, KY, LA, ME, MI, MN, MS, MT, NH, NM, NC, ND, OH, OK, OR, RI, SC, TN, TX, VT, WA, WI
- AK,AL,CO, CT, DE, DC, FL, GA, IL, IN, KY, LA, ME, MD, MA, MI, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV
Disclaimer
This is not a commitment to lend or extend credit. Homespire Home Loans is a dba of NFM Lending, LLC | NFM NMLS #2893 | 9711 Washingtonian Blvd., Suite 500, Gaithersburg, MD 20878 | Equal Housing Lender | nfmlending.com; homespirehomeloans.com | For licensing information, visit nmlsconsumeraccess.org and homespirehomeloans.com/disclosure-licensing.
Licensed in AK,AL,CO, CT, DE, DC, FL, GA , IN, KY, LA, ME, MD, MA , MN, NJ, NC, OH,OK,PA, RI, SC, TN, TX, VA, WV.
Regulated by the Colorado Division of Real Estate.
DE License #MLO-1025482. Exp: 2024. Licensed by the Delaware State Bank Commissioner to engage in business in this State.
GA License # 1025482. Georgia Residential Mortgage Licensee.
NEW JERSEY RESIDENTS: New Jersey law prohibits discrimination in housing. Click here for additional information.
Borrowers: The Oregon Division of Financial Regulation (DFR) oversees residential mortgage loan servicers who are responsible for servicing residential mortgage loans in connection with real property located in Oregon and persons required to have a license to service residential mortgage loans in this state. If you have questions regarding your residential mortgage loan, contact your servicer. To file a complaint about unlawful conduct by an Oregon licensee or a person required to have an Oregon license, call DFR at 888-877-4894 or visit dfr.oregon.gov.
Licensed Mortgage Banker by the PA Department of Banking.
Rhode Island Licensed Lender.
TEXAS CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. COMPLAINTS REGARDING THE SERVICING OF A MORTGAGE SHOULD BE SENT TO THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TX 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 877-276-5550.
A complaint form and instructions may be downloaded and printed from the Department’s website located at www.sml.texas.gov or obtained from the department