

Geoffrey Smith
Mortgage Loan Originator | NMLS# 466170

It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants ... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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Our experience was closer to "pretty good" than "great." Geoffrey and his team were pleasant and professional in their responses to inquiries and in person/over the phone. We got the product we ultimately needed and that's the most important...
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Geoff was incredible. Of all lenders out there, he was the only one I felt confident could get our loan approved in time for our closing. And he did! Everything was smooth and the communication was exactly what I was hoping for
Geoffrey and Gulf Coast Bank made our home buying experience so much easier than we imagined it would be. Geoffrey was very fast to respond to questions and always had a helpful answer. They were also able to process everything faster than...
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We are repeat customers because Geoffrey is very knowledgeable and extremely responsive.
This is our second time working with Geoffrey. In both cases he always responded quickly and was always helpful with getting the information we needed as well as making sure that everything on his end was done quickly.
Professional and friendly 👌
Geoffrey has made this easy and on time. He is an asset to Gulf Coast Bank.
Communicated effectively throughout the whole process
QUICK AND EASY
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About
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466170
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.