Geoffrey Smith
Mortgage Loan Originator | NMLS# 466170
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants ... Show More
Location & Business Hours
Business Hours
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9 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I will start by saying Geoffery was always pleasant when we spoke. A major issue for us was inconsistent communication and timelines. We initially submitted our loan application and supporting documentation at the end of 2019, long before things...
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Reply from Gulf Coast Bank And Trust Admin
April 25th, 2022 03:46 PM
Rhonda, I am so sorry that your experience was less than ideal. We strive to provide outstanding service and your feedback is valuable to us. If you would like to discuss your experience in more detail, please feel free to contact me at ************...
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Very informative, great service, accommodating, helpful, and easy to work with.
The advice was excellent, as well as the thoroughness displayed while researching all available solutions. The process also played out very quickly with no setbacks.
Not applicable.
Geoff has a way with customers that hard to put into words. A+
Geoffrey is quick to communicate, he’s honest and forthright, and he is able to navigate and solve the problems that arrive during the lending process.
Geoff’s communication and ability to close quickly .
Fast response. Good service.
Geoffrey was great with communicating every step of the way. He explained all parts of the process clearly and made sure we were comfortable with it. There were no surprises and that was a first for us. Geoffrey made a normally frustrating...
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The open communication and great customer provided by service is what mainly drives this review. As a first-time homeowner, Geoffrey's actions were greatly welcomed, as I did not know what to expect. For any family member that wants to purchase...
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About
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466170
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.