Geoffrey Smith
Mortgage Loan Originator | NMLS# 466170
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants ... Show More
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9 AM to 5 PM
Sat
closed
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closed
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I think the experience was affected by the pandemic and its restrictions and not necessarily by customer service of anyone involved in the process.
Geoff came up with a great solution to meet our goals and was able to lock in a great rate for us. He held our hand throughout the entire process and ensured we were able to close despite the difficult times we are all going through. We really...
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Geoff is great and easy
Gulf Coast Bank always makes this process simple and painless unlike other banks. Dealing with Geoffrey Smith was like dealing with a friend who you can trust. It’s always nice having a neighborhood bank with great deals.
Mr. Smith is very knowledgable and was extremely helpful throughout the re-financing process.
Maybe If we were properly informed throughout the entire process. We arrived at the closing with an unexpected balance of $8,000.00. This should not have happened. We had to leave the closing, locate a bank, and secure the needed funds. This...
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About
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466170
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.