Geoffrey Smith
Mortgage Loan Originator | NMLS# 466170
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants ...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Geoff was very personable and genuine through the entire process - kept us informed and engaged towards a successful result! Thoroughly enjoyed working with him!!
Always available to answer questions quickly and made the mortgage process easy
Geoffrey made this such a seamless process. Excellent communication and always kept me up to date as things moved. I would recommend him to anyone that has upcoming mortgage needs!
Geoffrey was clear in his communication with me about the steps in the process as well as my options for our home loan. We didn't have any issues.
Geoffrey was very involved in the process and explained things well. He understoond what we were looking for and provided several options to help us pick the best loan structure. This is our 3rd or 4th loan with him.
It was great working with Geoffrey. It was a very smooth process.
Geoff is easy to reach and explains things clearly. He worked well with the realtor and all other interested parties in helping us out with a somewhat unusual income situation. I would highly recommend Geoff and Gulf Coast Bank in general.
Mr. Smith communicated very well with me and kept me informed. He was very responsive to my quetions in a timely manner. I would recommend him.
Reply from Geoffrey Smith
September 16th, 2025 02:17 PM
It's great to know that I was able to keep you well-informed and address your questions quickly. Thank you for your kind recommendation. If there's anything else I can assist you with in the future, please feel free to reach out.
Geoff made it so easy for my wife and I
Reply from Geoffrey Smith
July 31st, 2025 07:22 PM
I'm pleased to know that I could make the process easy for you and your wife. It's gratifying to hear that you had such a positive experience. If there's anything more I can do for you in the future, just let me know.
I have worked with Geoffrey in the past and he is very easy to work with. He makes the transaction seamless in a process that sometimes can be overwhelming. I would recommend Geoffrey to anyone looking for a mortgage.
Reply from Geoffrey Smith
May 30th, 2025 12:45 PM
I'm delighted to hear that your experience was seamless. It was a pleasure assisting you, and I truly appreciate your recommendation.
10 of 111
About
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Search Rank ScoreLearn More →
124
/850
Search Rank Score
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466170
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.