Geoffrey Smith
Mortgage Loan Originator | NMLS# 466170
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants ... Show More
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Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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It took *far* too long to close the loan: 12 weeks.
Geoffrey was always available to answer any questions and guide us through this stressful process. He is a gentleman, and I could not provide a higher recommendation. Will do business again.
Geoffrey was an outstanding support throughout our mortgage process. From the very beginning, he demonstrated extensive knowledge and expertise that made navigating the complexities of obtaining a mortgage so much easier. Geoffrey was with...
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Geoff was very personable and genuine through the entire process - kept us informed and engaged towards a successful result! Thoroughly enjoyed working with him!!
Always available to answer questions quickly and made the mortgage process easy
Geoffrey made this such a seamless process. Excellent communication and always kept me up to date as things moved. I would recommend him to anyone that has upcoming mortgage needs!
Geoffrey was clear in his communication with me about the steps in the process as well as my options for our home loan. We didn't have any issues.
Geoffrey was very involved in the process and explained things well. He understoond what we were looking for and provided several options to help us pick the best loan structure. This is our 3rd or 4th loan with him.
It was great working with Geoffrey. It was a very smooth process.
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About
It is the belief of Gulf Coast Bank that homeownership is central to the health, happiness, self-esteem, and productivity of the residents in the communities we serve as well as in other geographic areas. To assist credit worthy applicants and realize the goal of homeownership, the bank has established a Mortgage Banking Division to provide a variety of residential loan programs including FHA, VA, USDA, Conventional (FannieMae/FreddieMac), Down Payment Assistance Programs, and Nonconforming/Jumbo loans.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 466170
Disclaimer
Reviews and testimonials reflect the individual experiences and opinions of clients and may not be representative of all customers. Experiences may vary. Gulf Coast Bank & Trust Company does not guarantee any specific outcomes or results. All loan products are subject to credit approval, underwriting guidelines, and applicable laws and may not be available in all markets. The services and products advertised are not approved or endorsed by HUD, FHFA, USDA, the Department of Veterans Affairs, or any government agency. Gulf Coast Bank & Trust Co. NMLS 450086. Equal Housing Lender. Member FDIC.