
Garrett Bradshaw
Vice President

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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Garrett is informative and kept us in the loop throughout the process. He was able to follow through on everything he promised. I would definitely recommend Ladera to my friends and family.
Too much unreasonable requests for info and requiring me to make poor financial actions
Super fast closing, great communication, very knowledgeable, best experience with a refi! Thank you Garrett!
Garrett was very pleasant and easy to work with. He kept us informed every step of the process. I would definitely recommend him to friends and family. Nikko and Darlene were great as well 😊The refi was way faster than I expected. TY Ladera...
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Good communication and Garrett did what he said he would do.
Quick and simple cash out Refinance.
Quick and easy
Garrett is great to work with, accessible, knowledgable and helpful.
The whole process was very smooth. Your team always answered any messages that I had in a prompt and timely manner. They also were very helpful in answering any questions that my husband or myself had.
Agent is very helpful, optimistic and knowledgeable in explaining all loan options. Moreover is very patient and polite with his fickle headed client. I will highly recommend to all of my friends in the medical field should they have loan and...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
VA Loans
Purchase Loans
Jumbo Loans
Bank Statement Loans
HELOC Loans
Home Equity Loans
Conventional Loans
Down Payment Assistance Loans
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Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing