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Garrett Bradshaw - Vice President in Irvine, CA

Garrett Bradshaw

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Vice President

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We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
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  • Encompass
    M
    Michael R
    Chandler, AZ
    Posted on June 18th, 2020 04:21 AM
    Garrett, explained everything thoroughly and did a great job communicating overall. He was also followed up promptly on any questions I had. Enjoyable to work with!
  • Encompass
    C
    Charles A
    Harbor City, CA
    Posted on June 16th, 2020 05:58 PM
    The whole process was smooth and fast
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    H
    Howard T
    Irvine, CA
    Posted on June 8th, 2020 05:12 PM
    Garrett was very friendly and was able to explain many details to mean in a very professional manner. He was always super quick to respond and followed up regularly with me to make sure the process was going smoothly. I felt comfortable that...
    read more
  • Encompass
    S
    Sharon K
    Mission Viejo, CA
    Posted on May 30th, 2020 12:21 AM
    Calls were answered promptly. The staff worked seamlessly to insure paper work was in good order.
  • Encompass
    J
    Jeanne F
    El Dorado Hills, CA
    Posted on May 28th, 2020 11:15 PM
    I enjoyed working with Garrett on our loan. He was easy to communicate with and helpful in making sure our loan went through. I highly recommend Garrett. I would do business with him again.
  • Encompass
    D
    Daniel O
    Placerville, CA
    Posted on May 24th, 2020 02:09 PM
    Garrett is very knowledgeable yet he clearly explains all the options. He is very patient and responsive. We’ve used him twice and he and the whole team at Ladera make sure everything runs smoothly. We will definitely be using them again.
  • Encompass
    J
    Julieta T
    San Francisco, CA
    Posted on May 22nd, 2020 01:59 PM
    Garret Bradshaw was very informative his assistant Darlene went way beyond kept us up to date on everything. Time to get things done took a little longer than expected . Maybe it took longer because of the covid 19 . So I would give a pass...
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  • Encompass
    T
    Tatyana K
    South San Francisco, CA
    Posted on May 21st, 2020 09:25 PM
    Garrett has loads of knowledge about refinancing and different loans, he provided me with lots of information and options I was not considering before... I decided to do business with Ladera lending instead of Wells Fargo.Thank you Garrett!...
    read more
  • Encompass
    L
    Lina M
    Edmonds, WA
    Posted on May 20th, 2020 08:02 PM
    Garrett gave me good advices; he made me believe that he's looking out for my best interest. He is responsive, knowledgeable and communicative. I would work with him again.
  • Encompass
    C
    Corynna F
    West Sacramento, CA
    Posted on May 16th, 2020 09:34 PM
    Garrett made our refi easy. He was always quick to provide helpful information and answer any questions we had. Thank you!
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    About
    We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
    Products & Services
    Mortgage Loan Officer
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    VA Loans
    Purchase Loans
    Jumbo Loans
    Bank Statement Loans
    HELOC Loans
    Home Equity Loans
    Conventional Loans
    Down Payment Assistance Loans
    View All
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    Year Started

    2016

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS
    Disclaimer
    WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. Copyright © 2026 West Capital Lending, Inc. All Rights Reserved. | NMLS# 1566096 DRE# 02022356 - NMLS Consumer Access (https://nmlsconsumeraccess.org) https://westcapitallending.com/texas-complaint https://westcapitallending.com/licensing