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Heather Frye | The Frye Lending Team

Name: Summit Funding
Address: 611 Caroline Street, Fredericksburg, Virginia, 22401
Telephone: +1-540-295-7596
Rating: 4.91

Area Manager

New American Funding - Fredericksburg, VA

4.91

(297)

Mortgage

Mortgage Loan Officer

Contact Info

(800) 450-2010

Fredericksburg, VA

https://www.newamericanfunding.com/mortgage-loans/heatherfrye

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4.91

(297)

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Heather and her team are amazing! These folks are professional, friendly, trustworthy, and simply genuine people. My wife and I are truly blessed to be connected with this team. Heather, Beth, Abigail, and the remainder of the Summit Team are...

Reply from Owner

January 7th, 2026 09:02 PM

Thank you so much, Christopher, for such a thoughtful review. It truly means a lot to me and the entire team. We take great pride in providing clear guidance, customized mortgage options, and a smooth path to closing. I’m grateful for the trust...

Reply from Heather Frye

March 10th, 2026 03:58 PM

Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.

The entire team has been great, from knowledge to being personable.

Reply from Heather Frye

March 10th, 2026 03:58 PM

Thank you for your positive feedback. We’re happy to hear that you had a great experience with us.

The level of customer service I received was top notch. Heather, as well as her team, stayed in constant contact with me and could not be more helpful. They kept me updated all along the way and also would call to tell me what to expect next....

Reply from Heather Frye

March 10th, 2026 03:58 PM

Thank you so much for trusting our team Karen! We are honored to be a part of your journey! We appreciate your time and effort to leave a review and we hope to help you again in the future. You were a great client and made our jobs easier!...

Heather Frye | The Frye Lending Team has received a review with 5 star rating from Trent R

Reply from Heather Frye

January 7th, 2026 09:02 PM

Thank you, Trent. I appreciate your trust and the chance to be part of your transaction. We’re glad the process felt smooth and well supported from start to finish.

Heather Frye | The Frye Lending Team has received a review with 5 star rating from Trent R

Reply from Owner

January 7th, 2026 09:02 PM

Thank you, Trent. I appreciate your trust and the chance to be part of your transaction. We’re glad the process felt smooth and well supported from start to finish.

The communication and the moral support!

Reply from Heather Frye

March 10th, 2026 03:58 PM

Congratulations on this big life decision! We hope to work with you again in the future.

Summit Funding has been so easy to work with Jeff Nielsen, Heather Frye, Lesle Query and Jenn Bettis were the best. Super responsive, kept us informed about the process and what we needed, helpful, and professional, helping guide us through...

Reply from Owner

February 13th, 2025 07:33 PM

Thank you Ericka! We appreciate your business and support! We are so excited for you and your new home! Congratulations!!!

Reply from Heather Frye

February 13th, 2025 07:33 PM

Thank you Ericka! We appreciate your business and support! We are so excited for you and your new home! Congratulations!!!

Reply from Heather Frye

March 10th, 2026 03:58 PM

Thank you for putting your trust in us! It was our pleasure to assist you throughout the process.

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About

Heather Frye is a top-rated mortgage loan officer and local mortgage lender with New American Funding serving Fredericksburg VA, Stafford VA, Spotsylvania VA, Northern Virginia and borrowers across Virginia. With 20+ years of mortgage experience, Heather and the Frye Lending Team specialize in VA loans, FHA loans, conventional loans, jumbo loans, first-time homebuyer programs, investment property loans, DSCR loans, non-QM loans, self-employed borrowers, refinance loans and creative mortgage solutions. Looking for a mortgage lender in Fredericksburg or Stafford? Heather provides expert local guidance for homebuyers, homeowners and real estate investors.

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Mortgage Refinance

DSCR Loans

Cash-Out Refinances

Bank Statement Mortgages

Home Equity Conversion Mortgages(HECM)

Hard Money Fix and Flip Loans