

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Francisco was very helpful, patience and customer service outstanding!
Reply from Francisco Gaona
March 9th, 2026 10:43 AM
Thank you for the kind review! I truly appreciate you taking the time to share your experience. Helping my clients and making sure they feel supported throughout the process is always my priority. I’m grateful for the opportunity to work with...
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Excellent person, very professional, very helpful, very patient, and above all, excellent service.
Reply from Francisco Gaona
March 9th, 2026 10:43 AM
Thank you for the kind words! I truly appreciate you taking the time to share your experience. It was a pleasure helping you, and I’m grateful for the trust you placed in me throughout the process. Providing clear guidance and great service...
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Francisco and Flat Branch Home made my homebuying experience as smooth and painless as possible. Any questions or concerns I had were immediately clarified and they truly exceeded my expectations. I was warned going into this endeavor that...
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Reply from Owner
March 9th, 2026 10:44 AM
Thank you for such a thoughtful review. I’m really glad to hear that your experience felt smooth and well-supported from start to finish. Buying a home can sometimes feel overwhelming, so it means a lot to know we were able to make the process...
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Francisco and Flat Branch Home made my homebuying experience as smooth and painless as possible. Any questions or concerns I had were immediately clarified and exceeded my my expectations. I was warned going into this endeavor that it will...
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Reply from Francisco Gaona
March 9th, 2026 10:44 AM
Thank you for such a thoughtful review. I’m really glad to hear that your experience felt smooth and well-supported from start to finish. Buying a home can sometimes feel overwhelming, so it means a lot to know we were able to make the process...
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My family and I are extremely grateful to Mr. Gaona for his excellent service and the many options he finds to help us obtain a home loan. I highly recommend him, and best of all, he also speaks Spanish.
Reply from Owner
March 9th, 2026 10:45 AM
Thank you so much for your kind words. It truly means a lot to me and I’m grateful for the trust you and your family placed in me during the process. My goal is always to find the best options possible and make sure everything is clearly understood...
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Francisco is exceptional at what he does. My buyers were extremely pleased with his professionalism and the quality of service he provided. I look forward to continuing to refer my clients to him with full confidence.
Reply from Francisco Gaona
March 9th, 2026 10:45 AM
Thank you so much for the kind words. I truly appreciate the trust you place in me with your clients. Taking great care of the people you refer is something I take very seriously, and I’m grateful for the opportunity to work alongside you....
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Excellent service and speak spanish .
Reply from Francisco Gaona
March 9th, 2026 10:46 AM
Thank you for the review! I truly appreciate you taking the time to share your experience. I’m glad I was able to help and communicate in Spanish so the process felt clear and comfortable for you. It was a pleasure working with you, and I’m...
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Everyone was very helpful and explained everything so well!
Reply from Francisco Gaona
March 9th, 2026 10:46 AM
Thank you for the kind review! I’m really glad to hear everything was explained clearly and that you felt supported throughout the process. That’s always my goal, to make sure you understand each step and feel comfortable along the way. I appreciate...
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Good customer service alwayas on top of everything really good communication respectful and helpful all the time thank you sir for your time and patienc.
Reply from Francisco Gaona
February 27th, 2026 11:25 AM
Thank you so much for the kind words. I take customer service seriously, and I believe staying on top of everything and keeping communication clear is part of the responsibility that comes with this job.I truly appreciate your trust and your...
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Francisco Gaona has received a review with 5 star rating from Cristal L
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Licenses
- NMLS# 2504877
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149