

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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8:30 AM to 5 PM
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closed
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Reviews from Web
I had a great experience working with Francisco. He was very professional from start to finish. His communication is amazing, which is very important in a transaction. He kept my buyer and myself very well informed every step of the way. I...
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Reply from Francisco Gaona
April 16th, 2026 03:14 PM
Thank you so much for your kind words, Sandra. I'm glad to hear that my communication and professionalism made a positive impact on your experience. Keeping you and your buyer informed was important to ensure everything went smoothly. I appreciate...
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i would probably need more than 5000 characters to trll tell you how amazing Francisco performed during our mortgage process. This is my wifes and I first time buying a home and for something that can tyoically be strefful and overwhelming,...
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Reply from Francisco Gaona
March 19th, 2026 03:32 PM
It's wonderful to hear that you and your wife had a positive experience during your first home-buying journey, Osvaldo. I'm truly pleased to know that I could help ease any stress and make the process smooth for you both. Listening and ensuring...
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Francisco did a great job communicating and explaining everything throughout the whole process. As first time homeowners this made our lives so much easier. He worked hard to help get us into our dream home!
Reply from Francisco Gaona
March 9th, 2026 10:40 AM
Thank you so much for the kind words! It was truly a pleasure helping you through the process. Buying your first home is a big milestone, and I’m glad I could make things clear and smooth along the way. I appreciate the trust you placed in...
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The first deal in Texas and Francisco did not disappoint. He is on time on task and on schedule and in this business time is always of the essence.
it took our local lenders 1 week to give us an answer. it took francisco 24 hours to get them pre approved and me get them under contrac.
Reply from Francisco Gaona
March 9th, 2026 10:41 AM
Thank you, I really appreciate that! Speed matters in this market, and I’m glad we were able to move quickly and get your clients pre-approved so you could secure the contract. It’s always a pleasure working alongside agents who are ready to...
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Francisco Gaona has received a review with 5 star rating from Gabriela N
Easy process
Reply from Francisco Gaona
March 9th, 2026 10:41 AM
Thank you! I’m glad the process felt easy for you. That’s always the goal, to keep things simple, clear, and moving smoothly from start to finish. I appreciate the trust you placed in me and I’m grateful I could help. If you ever need anything...
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From our first call, Francisco has been great with everything. Communication was phenomena, he was very clear and made the entire process easy. He understood where I was at in the process and skillfully guided me to where I needed to get to....
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Reply from Owner
March 9th, 2026 10:42 AM
Thank you so much for the kind words. It truly means a lot to me. My goal is always to make the process clear, simple, and stress-free, especially during such an important decision like buying a home. I’m glad I was able to guide you through...
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From our first call, Francisco has been great with everything. Communication was phenomena, he was very clear and made the entire process easy. He understood where I was at in the process and skillfully guided me to where I needed to get to....
read more
Reply from Francisco Gaona
March 9th, 2026 10:42 AM
Thank you so much for the kind words. It truly means a lot to me. My goal is always to make the process clear, simple, and stress-free, especially during such an important decision like buying a home. I’m glad I was able to guide you through...
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Going through this process made it easier with Francisco. He hung in there with me. I learned a lot from him
Reply from Owner
March 9th, 2026 10:42 AM
Thank you for sharing that. I’m grateful you trusted me to walk through this journey with you. Sometimes the homebuying process takes time, but staying committed and working through each step is what gets the job done. I’m glad I could help...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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- NMLS# 2504877
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Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149