

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Francisco is really patient and wont Give up on getting you approved for whatever housing program fits best for you.
Reply from Francisco Gaona
February 27th, 2026 11:24 AM
I truly appreciate that. I believe if there’s a way to make it happen, we’re going to find it. Every situation is different, and my job is to stay patient, stay persistent, and explore every option until we find the program that truly fits.
Francisco is an awesome person, he helping us on everything, from beginning to the end ..
Reply from Francisco Gaona
February 27th, 2026 11:24 AM
Thank you so much, that truly means a lot. From day one, my focus is to guide my clients all the way through, not just start the process and hope it works out. You deserve support from beginning to end.I’m grateful you trusted me to be part...
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Francisco was great at communicating updates with me and making sure I understood everything. also reminded me that I could reach out whenever and ask questions as needed
Reply from Francisco Gaona
February 27th, 2026 11:24 AM
I really appreciate you saying that. My goal is always to make sure my clients feel informed, confident, and never unsure about what’s happening. Buying a home is a big deal, and you deserve clear communication every step of the way.Thank you...
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The entire process was easy on me. Great communication and I am happy to buy my first home.
Reply from Owner
February 18th, 2026 08:59 PM
Thank you so much for your kind words. I’m really glad to hear the process felt easy and that you felt supported with clear communication along the way. Helping you purchase your first home was truly an honor, and I’m grateful you trusted me...
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Thank you for helping me thrue this process Francisco. Thank you
Reply from Francisco Gaona
February 18th, 2026 08:59 PM
Thank you so much, I truly appreciate you taking a moment to share that. It was an honor to guide you through the process, and I’m grateful you trusted me to be part of it. If you ever have questions or need anything down the road, I’m always...
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Fransisco was very thorough with information and explained everything to us in great detail. He made sure to get all documents and forms needed without feeling the need to rush. He was respectful and professional.
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Reply from Francisco Gaona
February 18th, 2026 08:59 PM
Thank you so much for your kind words. It truly means a lot that you took the time to share your experience. My goal is always to make sure every step is clear, comfortable, and never rushed, so I’m glad to hear you felt informed and supported...
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very helpful and informative. easy to get in contact with and made the whole experience easy and wonderful!
Reply from Francisco Gaona
February 5th, 2026 03:53 PM
Thank you so much for the kind words. I truly appreciate you trusting me with such an important decision. My goal is always to make the process clear, straightforward, and stress-free, and I’m glad to hear that was your experience. It was a...
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Francisco Gaona has received a review with 5 star rating from Wiro K
muy amables, te ayudan Super rápido y se ve que tienen experiencia en lo que hacen👌🏻 lo recomiendo mucho
Reply from Francisco Gaona
February 5th, 2026 03:54 PM
¡Muchísimas gracias por sus palabras! Nos alegra saber que se sintieron bien atendidos y que el proceso fue rápido y claro. Para mí es muy importante brindar un buen servicio y poner la experiencia al servicio de cada cliente. Gracias por la...
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Francisco and his team were also available to hop on a call. Francisco is quick to respond to emails and text. Francisco was very helpful with any questions I had.
Reply from Francisco Gaona
February 5th, 2026 03:54 PM
Thank you for the kind feedback. Being available and responsive is something I take seriously, especially when questions come up throughout the process. I’m glad I could help and that communication was clear and timely. I appreciate the trust,...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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- NMLS# 2504877
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149