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Francisco Gaona - Mortgage Banker | NMLS# 2504877 in Tulsa, OK

Francisco Gaona

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Mortgage Banker | NMLS# 2504877

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
99%
4 Star
1%
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Reviews from Web
  • Encompass
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    Oscar P
    TULSA, OK
    Posted on September 29th, 2026 03:48 PM
    Everything went smoothly, with no problems at all. Francisco was able to help me with every question I had no matter the time
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    Elizabeth M
    OWASSO, OK
    Posted on September 23rd, 2026 01:01 PM
    The team was friendly, supportive, snd easy to work with
    Reply from Francisco Gaona
    October 5th, 2026 05:01 PM
    Elizabeth, I'm glad to know that you found the team at Flat Branch Home Loans friendly and supportive. It was a pleasure working with you, and I appreciate your kind words about the experience.
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    Carlos G
    OWASSO, OK
    Posted on September 22nd, 2026 02:52 PM
    Thank you, Francisco.
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    Andrew R
    BROKEN ARROW, OK
    Posted on September 21st, 2026 03:21 PM
    Working with Francisco as our mortgage banker while purchasing our first home together was an absolutely wonderful experience. Buying a home for the first time can feel overwhelming, especially when there are so many financial details, documents,...
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    Reply from Francisco Gaona
    October 1st, 2026 03:22 PM
    Andrew, I'm truly grateful for your kind words and am pleased to have been part of such a significant milestone for you both. Helping first-time homebuyers like yourselves navigate the complexities of purchasing a home is something I am passionate...
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    Sarah R
    BROKEN ARROW, OK
    Posted on September 21st, 2026 03:18 PM
    Everything went so smoothly. communication was great too!
    Reply from Francisco Gaona
    October 1st, 2026 03:19 PM
    Sarah, I'm happy to hear that everything went smoothly and that you found the communication great. At Flat Branch Home Loans, I strive to ensure a seamless experience for everyone I work with.
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    D
    Desire O
    TULSA, OK
    Posted on September 19th, 2026 06:54 PM
    Francisco is truly an exceptional lender and such a pleasure to work with! He communicates clearly and consistently throughout the entire transaction, keeps everyone informed, and is always quick to respond. We consistently receive CTC (Clear...
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    Omar R
    TULSA, OK
    Posted on September 17th, 2026 03:09 PM
    Francisco was very responsive and polite. Always readily available to answer any questions and would reach out to give updates!
    Reply from Francisco Gaona
    September 28th, 2026 05:30 PM
    Omar, I'm pleased to know that you found me responsive and polite. At Flat Branch Home Loans, I aim to be readily available to address any questions you have and provide updates along the way. Thank you for your kind words!
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    Nicolas H
    TULSA, OK
    Posted on September 16th, 2026 12:30 PM
    Muy Buenos
    Reply from Francisco Gaona
    September 28th, 2026 04:58 PM
    Nicolas, I'm glad to hear you had a positive experience with me at Flat Branch Home Loans. Thank you for your feedback!
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    Xitlalic D
    TULSA, OK
    Posted on September 4th, 2026 05:01 PM
    Francisco made the entire mortgage process incredibly fast and easy, he was highly professional, answered all of our questions, and kept things moving smoothly from the start to finish. We had a great experience. Highly recommend him!
    Reply from Francisco Gaona
    September 14th, 2026 05:02 PM
    Xitlalic, I appreciate your kind words and recommendation. I'm glad to hear that the mortgage process was fast and easy for you, and that I could answer all your questions while keeping things running smoothly. Thank you for trusting me with...
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    Omar I V
    TULSA, OK
    Posted on September 2nd, 2026 04:29 PM
    simple and fast
    Reply from Francisco Gaona
    September 14th, 2026 08:36 PM
    Omar, I'm glad to hear that you found the process simple and fast. Thank you for sharing your experience!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    Conventional Home Loan
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    Licenses
    • NMLS# 2504877
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149