

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
Francisco Gaona has received a review with 5 star rating from Dillon H
Francisco made the process of getting a loan for my new home very easy. He helped me through the process and answered all of my questions. I would recommend Flat Branch and Francisco to anyone that is looking to get a home or refinance.
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Reply from Francisco Gaona
April 15th, 2026 03:36 PM
I'm grateful for your positive feedback, Dillon. It's great to know that I could help make your loan process easy and answer all your questions. Your recommendation means a lot to me, and I'm here if you need any further assistance in the future....
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Hands down one of the best loan officers out there! He made sure to work fast with the timeline I gave & be detail oriented throughout the process. Very communicative & that is all I can ask for!
Quick response, walked us through easily
Reply from Francisco Gaona
April 9th, 2026 03:48 PM
I appreciate your feedback, Brandon. I'm glad that I was able to provide quick responses and guide you smoothly through the process. Should you need any further assistance, feel free to reach out anytime.
Francisco Gaona has received a review with 5 star rating from Lena M
Great communication, personality, manners, well spoken, well knowledge, quick to get back to me. Overall great experience.
Reply from Francisco Gaona
April 6th, 2026 03:43 PM
Thank you for your kind words, Jonathan. It's wonderful to hear that my communication and responsiveness made a positive impact on your experience. I always strive to provide clear communication and be prompt in addressing questions. If there's...
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Francisco was amazing to work with. He's extremely professional and very knowledgeable.
Reply from Francisco Gaona
April 27th, 2026 01:49 PM
I appreciate your kind words, Samantha. I'm glad to hear that you found my professionalism and knowledge helpful. If you ever need assistance in the future, I'm here to help.
Worked with Francisco from Flat Branch from the beginning to the end of my new home purchase. He is an essential piece of the process. He always was there to accommodate my requests and was quick to answer my concerns when I had questions....
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Great communication throughout the whole process keeping not only bueyer informed but buyer agent, title closer, and seller agents all on the same page.
Reply from Francisco Gaona
April 20th, 2026 04:51 PM
I'm pleased to hear that my communication helped keep everyone informed during the process, Eric. Ensuring all parties are on the same page is important for a smooth transaction. If there's anything more I can assist you with, feel free to...
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The process to buy our home was easy and Francisco always was available to answer my questions
Reply from Francisco Gaona
March 30th, 2026 03:53 PM
I'm pleased to hear that your home buying process went smoothly and that I could be available to answer your questions, Arturo. Ensuring the experience is as seamless as possible is a priority for me. If you have any more questions or need...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
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Mortgage Loan Officer
Conventional Home Loan
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Licenses
- NMLS# 2504877
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149