

Francisco Gaona
Mortgage Banker | NMLS# 2504877

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
Fri
8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
I had a GREAT experience with the mortgage bank. Their rates were competitive, the approval process was fast, and the team was professional and knowledgeable. Communication was clear and timely, the online portal made document submission easy,...
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Reply from Francisco Gaona
May 14th, 2026 03:21 PM
Zoemarie, I'm grateful for your kind words and glad to know you had such a positive experience with the mortgage process. It's appreciated to hear that you felt supported and confident along the way. If there's anything else I can do for you,...
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Francisco Gaona has received a review with 4 star rating from Brandon S
just good and timely and was honest and on point
Reply from Francisco Gaona
May 14th, 2026 02:13 PM
I'm thankful for your feedback, Brandon. It's great to hear that you found my service honest and timely. If you need anything else, please feel free to reach out.
Responsive and helpful with any questions I had.
Reply from Francisco Gaona
May 6th, 2026 03:16 PM
I'm glad to hear that I could be responsive and helpful with your questions, Caitlin. If you ever have more questions or need further assistance, feel free to reach out.
Great experience overall with Francisco!!!
Reply from Francisco Gaona
May 4th, 2026 07:55 PM
I'm pleased to hear that you had a great overall experience, Thien! If there's anything else I can do for you in the future, feel free to let me know.
Great experience working with Francisco! He was professional, responsive, and made the home buying process smooth and easy to understand. I really appreciated his support and guidance throughout. Highly recommend!
Great experience working with Francisco! He was professional, responsive, and made the home buying process smooth and easy to understand. I really appreciated his support and guidance throughout. Highly recommend!⭐️⭐️⭐️⭐️⭐️
Reply from Francisco Gaona
April 28th, 2026 07:01 PM
I'm grateful for your kind words, Jonathan. It's wonderful to know that my support and guidance made the home buying process smooth and easy for you. If you ever need further assistance, please don't hesitate to reach out.
I had the pleasure of working with Francisco on a recent transaction, and I couldn’t be more impressed. As a real estate agent, communication is everything to me—and Francisco delivered at the highest level. He kept both myself and my clients...
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I had the pleasure of working with Francisco on a recent transaction, and I couldn’t be more impressed. As a real estate agent, communication is everything to me—and Francisco delivered at the highest level. He kept both myself and my clients...
read more
Reply from Francisco Gaona
May 18th, 2026 01:28 PM
Elena, I'm so pleased to hear that you and your clients had such a seamless experience. Communication is indeed key, and I'm glad I could keep everyone informed throughout the process. Your kind words about my professionalism mean a lot, and...
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Francisco is great to work with! Very friendly, very responsive, very helpful and knowledgeable and made my refinancing a smooth process
Reply from Francisco Gaona
April 21st, 2026 02:40 PM
I'm happy to hear that you had a smooth refinancing experience with me, Rogelio. Your kind words about my responsiveness and knowledge are truly appreciated. If you have any more questions or need assistance in the future, feel free to reach...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
Conventional Home Loan
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Licenses
- NMLS# 2504877
Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149