

Federico Montoya
Sales Manager | NMLS # 319786

Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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the help that we got during the process
Reply from Federico Montoya
April 21st, 2025 05:05 PM
Thank you for taking the time to provide feedback! It is very valuable to me and my team. Please reach out with any questions or help you may need in the future.
Easy to work with, always available to answer any questions.
Reply from Federico Montoya
April 21st, 2025 05:05 PM
Thank you for taking the time to provide feedback! It is very valuable to me and my team.
Muy buena ; Gracias por la ayuda para que mi sueño de tener un hogar propio de cunpliera !!
Reply from Federico Montoya
April 21st, 2025 05:05 PM
Thank you for taking the time to provide feedback! It is very valuable to me and my team. Please reach out with any questions or help you may need in the future.
everyone in their team is super kind , communicativ, and diligent.. we are happy to have worked with them. %100 recommended.
Reply from Federico Montoya
April 21st, 2025 05:06 PM
Thank you for taking the time to provide feedback! It is very valuable to me and my team. Please reach out with any questions or help you may need in the future.
We bought at a busy time in the market which means we had to make multiple quick turnaround offers until we had an offer that was accepted. Fed was willing to help by preparing several lender preapproval letters to suit the offers, some of...
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Reply from Federico Montoya
April 7th, 2025 07:07 PM
Thank you very much Eric for the kind words and for taking the time to provide feedback it is very valuable to me and my team! Please reach out with any questions in the future.
all the team made the process so quick & smooth.
Reply from Federico Montoya
April 1st, 2025 04:36 PM
Thank you for taking the time to provide feedback. Please reach out with any questions in the future!
Would have like a phone call just for a checking in but besides that everything went smoothly
Reply from Federico Montoya
April 1st, 2025 04:48 PM
Thank you for the feedback. I will provide phone calls in the future.
great comunication inmediate response they solve any problem in between really profesionals ill would definitly recommend them and work again with them
Reply from Federico Montoya
March 31st, 2025 05:50 PM
Thank you Carlos for trusting us with your home purchase! Please reach out with any questions in the future.
Thanks for getting Carlos approved.
Reply from Federico Montoya
March 31st, 2025 03:41 PM
Thank you for providing feedback. Let me know if I can be of any assistance in the future.
Federico was truly wonderful! He was always very helpful and responsive to any questions we had. He made the process as transparent and smooth as possible. Really great experience working with him. We would happily recommend him and work with...
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Reply from Federico Montoya
March 29th, 2025 05:53 PM
Thank you Erika, I appreciate you taking the time to provide feedback. It is valuable to me and my team!
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235