Federico Montoya
Sales Manager | NMLS # 319786
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of th... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Communication, advice, and willingness to be flexible
Reply from Federico Montoya
July 5th, 2025 05:30 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
The service that I received was timely and professional.
Reply from Federico Montoya
July 5th, 2025 05:30 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
Federico is very knowledgeable and him and his team make the process really easy.
Reply from Federico Montoya
July 5th, 2025 05:30 PM
Thank you for taking the time to provide feedback. It is helpful to me and our team! Please reach out with any questions in the future.
Federico is great to work with. We refinanced in less than a month! Whatever you ask for Federico delivers.
Reply from Federico Montoya
May 5th, 2025 03:25 AM
Thank you Vance I appreciate you providing feedback, it is very valuable to me and my team! Please reach out with any future needs.
I never spoke with Federico--so my interaction with him was pretty impersonal, however, Mr Tim Lindsey went above and beyond to interact and assist. It was the work we did with him that made it a GREAT experience. He helped manage expectations,...
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Reply from Federico Montoya
May 5th, 2025 03:25 AM
Thank you for providing feedback, I will share it with Tim!
The experience was great because of the communication, timeliness, and organization. We had great advice and guidance at all times.
Reply from Federico Montoya
May 1st, 2025 08:15 PM
Thank you very much for this review. It is very helpful to me and my team and I appreciate you taking the time to provide it. Please reach out with any future questions or needs!
We first meet Brynn when she came to our open house we felt she was knowledgeable and than took our unit off the market and decided to rifi she came to our home and help us start the proces...everyone we talk to was very pleasant!
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Reply from Federico Montoya
April 28th, 2025 07:07 PM
Thank you for taking the time to provide feedback! Please let us know if we can be of assistance in the future.
Federico was on it to secure our loan very dedicated
Reply from Federico Montoya
April 28th, 2025 07:08 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team! Please reach out if you have any questions in the future.
He answered all our questions
Reply from Federico Montoya
April 28th, 2025 07:08 PM
Thank you for taking the time to provide feedback, it is very valuable to me and my team! Please reach out if you have any questions in the future.
Overall everything was great
Reply from Federico Montoya
April 25th, 2025 07:53 PM
Thank you for taking the time to provide feedback.
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About
Hello, my name is Federico Montoya and I am Sales Manager | NMLS # 319786 based out of Westminster. Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction. Contact me today so we can make your home buying dreams a reality!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conforming Fixed & Adjustable Rate
FHA, VA & USDA
Non-QM, Jumbo & Super Jumbo
Down Payment Assistance
Digital HELOC*
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Memberships
- NMLS
- Hispanic Chamber of Commerce
- NAHREP
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2004
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS # 319786
Achievements
- President's Club
- Chairman's Club
Hobbies
- Snow Skiing
- Coaching Basketball
- Coaching Baseball
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Disclaimer
Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.
• https://s1l.com/privacy-policy/
• https://s1l.com/licensing/
• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235