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Fabio Gulla - Mortgage Loan Originator | NMLS# 69827 in Little Falls, NJ

Fabio Gulla

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Mortgage Loan Originator | NMLS# 69827

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As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients fee... Show More
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  • Encompass
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    Gianna M B
    DENVILLE, NJ
    Posted on March 19th, 2026 01:01 AM
    Fabio was helpful, reachable, and informative. Him and his team made this process run as smoothly as it could from beginning to end! greatful To have worked with them!
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    Gianna B
    Posted on March 19th, 2026 12:00 AM
    Fabio was great, so helpful and informative through the whole process. So grateful to have him and his staff to work with at during such an important venture in my life. Would highly recommend his team!
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    Michelle P
    MAHWAH, NJ
    Posted on March 16th, 2026 04:08 PM
    Fabio and his team communicate with detail, kindness and non-judgment. I would absolutely recommend him with 100% confidence.
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    Michelle C
    Posted on March 16th, 2026 12:00 AM
    Fabio and his team communicate with detail, kindness and non-judgment. I would absolutely recommend his group with 100% confidence.
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    Thomas M
    WEST ORANGE, NJ
    Posted on March 13th, 2026 12:26 PM
    Fabio is the best!
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    Sufiyan A
    LAKE HIAWATHA, NJ
    Posted on March 7th, 2026 12:53 AM
    It was very smooth and faster than expected!
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    Seth F
    WASHINGTON, NJ
    Posted on February 28th, 2026 12:19 PM
    Fabio was great from start to finish. He was patient, informative, and flexible. This was our first home, so there were a lot of nerves involved. Fabio made sure we understood each step of the process, and answered every question we had. Thank...
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    Michael C
    Posted on January 14th, 2026 12:00 AM
    Fabio is a fantastic loan agent. He is very knowledgeable about the housing market, and about the closing, mortgage, financing, and re-financing processes. He is always reachable by email or text with any questions. He also reached out to us...
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    Michael C
    Fanwood, NJ
    Posted on January 13th, 2026 01:10 PM
    Fabio was fantastic! Very responsive, knowledgeable, and professional. He knows just what to do, and makes sure that the process is easy to understand and execute. Would recommend him for mortgages and refinancing to any friends and family.
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    Mithun C
    Posted on December 26th, 2025 12:00 AM
    He literally gets you pre-approved in minutes. He is someone who you can rely completely. You can expect best rate and be rest assured that he will be on top of your application processing at all times. I will highly recommend him.
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    About
    As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients feel confident and secure, and make the mortgage experience one that they ultimately enjoy and feel good about making. I specialize in Conventional, FHA, and 203K loans, as well as Non-Warrantable Condos. I’m also a licensed Real Estate Appraiser and former business owner. In my spare time, I am an avid biker who loves to play sports, go to the gym, and coach my kids in recreational and travel-level sports. I also enjoy reading and routinely volunteering my time to multiple charitable causes.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Licenses
    • NMLS# 69827
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
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