Fabio Gulla
Mortgage Loan Originator | NMLS# 69827
As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients fee... Show More
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This was my 2nd time and the mortgage loan service provided by Fabio and his team was great. Professional manner, clear communication, explained what to expect at each step of loan obtaining proces. Always answered questions in a timely manner....
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Outstanding overall experience for the 2nd time! Fabio and his team were knowledgeable and trustworthy. Clearly explained how to proceed at each step of loan obtaining process. Answered all my questions in a timely manner and provided great...
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Disappointed in how we were treated. Swindled in many ways not to mention we were told that our loan wouldn't be sold for years meanwhile it was sold to chase before the first payment. Dont Don't appreciate being lied to
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Reply from Fabio Gulla
June 1st, 2026 03:26 PM
Carly, Truly, your experience is very important to me and my team. Our goal, (my goal) is always 100% satisfaction, so I apologize on behalf of my staff and myself if at any point you felt misdirected. To answer your question specifically,...
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Working with Fabio Gulla and his assistant Brian Bates from Luminate Bank was an outstanding experience from start to finish. From the initial home loan application all the way through closing, both Fabio and Brian were professional, knowledgeable,...
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“Working with Fabio Gulla and his assistant Brian Bates from Luminate Bank was an outstanding experience from start to finish. From the initial home loan application all the way through closing, both Fabio and Brian were professional, knowledgeable,...
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Fabio went above and beyond many times to give advice during and outside of working hours. Valuable asset to any home buying experience.
Smooth process
Excellent communica and customer service. Responds quickly. We have worked with Fabio on multiple houses, Fabio is the best!
Fabio is friendly, was patient with all my questions and made the process easy to understand.
Fabio is friendly, was patient with all my questions and made the process easy to understand.
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About
As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients feel confident and secure, and make the mortgage experience one that they ultimately enjoy and feel good about making.
I specialize in Conventional, FHA, and 203K loans, as well as Non-Warrantable Condos. I’m also a licensed Real Estate Appraiser and former business owner.
In my spare time, I am an avid biker who loves to play sports, go to the gym, and coach my kids in recreational and travel-level sports. I also enjoy reading and routinely volunteering my time to multiple charitable causes.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 69827
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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