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Fabio Gulla - Mortgage Loan Originator | NMLS# 69827 in Little Falls, NJ

Fabio Gulla

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Mortgage Loan Originator | NMLS# 69827

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As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients fee... Show More
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Reviews from Web
  • Encompass
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    Deepak N
    COLONIA, NJ
    Posted on October 16th, 2026 04:43 PM
    Fabio is wonderful person, he is highly professional and great with his work. I like the way he keep things very transparent and honest. I will recommend Fabio to anyone who need help with Lending.
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    Lee C
    Posted on October 14th, 2026 12:00 AM
    Fabio and team were incredibly helpful for our entire mortgage process. Everyone was responsive, thorough, friendly, and really went above and beyond to take care of us. We had great service and we were very happy with the rate we got. We'll...
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  • Encompass
    B
    Bridget T
    Chester, NY
    Posted on October 7th, 2026 10:43 PM
    Fabio is one of the most down to earth and a sharp shooter, he broke down the nitty gritty and we saw the truth of it all. We are happy with everything that could be done and he did it.
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    Bridget T
    Posted on October 7th, 2026 12:00 AM
    Fabio Gulla has received a review with 5 star rating from Bridget T
  • Encompass
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    Nicole W
    OAK RIDGE, NJ
    Posted on September 3rd, 2026 02:22 PM
    As first time home buyers, Fabio made the process seamless from start to finish. 10/10 recommend
  • Encompass
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    Alex L
    TOWNSHIP OF WASHINGTON, NJ
    Posted on September 2nd, 2026 02:08 PM
    Fabio & Brian are the absolute BEST!!
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    Alex L
    Posted on September 2nd, 2026 12:00 AM
    Fabio and his team are absolutely top-notch. They are with you every step of the way. Absolutely world-class service.
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    Ratheesh K
    Posted on August 30th, 2026 12:00 AM
    I had an outstanding experience working with Luminate Bank for my home financing. Fabio and his assistant Brian provided exceptional service from start to finish. Despite the challenging interest rate environment, Fabio went above and beyond...
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  • Encompass
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    Ratheesh R
    RANDOLPH, NJ
    Posted on August 21st, 2026 10:38 PM
    I had an outstanding experience working with Luminate Bank for my home financing. Fabio and his assistant Brian provided exceptional service from start to finish. Despite the challenging interest rate environment, Fabio went above and beyond...
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  • Encompass
    V
    Vikas A
    MORRIS PLAINS, NJ
    Posted on August 4th, 2026 12:42 PM
    Very proactive in addressing the questions on mortage application.
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    About
    As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients feel confident and secure, and make the mortgage experience one that they ultimately enjoy and feel good about making. I specialize in Conventional, FHA, and 203K loans, as well as Non-Warrantable Condos. I’m also a licensed Real Estate Appraiser and former business owner. In my spare time, I am an avid biker who loves to play sports, go to the gym, and coach my kids in recreational and travel-level sports. I also enjoy reading and routinely volunteering my time to multiple charitable causes.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Licenses
    • NMLS# 69827
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
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