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Fabio Gulla - Mortgage Loan Originator | NMLS# 69827 in Little Falls, NJ

Fabio Gulla

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Mortgage Loan Originator | NMLS# 69827

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As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients fee... Show More
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  • Encompass
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    Jennifer D
    WAYNE, NJ
    Posted on April 29th, 2026 01:05 PM
    Great customer service, process was very easy
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    Jennifer D
    Posted on April 29th, 2026 12:00 AM
    We had a great refinance experience with Fabio! Customer service was great and the process was smooth and easy! I would highly recommend them for your financial needs!
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    Jason D
    Posted on April 22nd, 2026 12:00 AM
    Fabio and his team are amazing!! The best experience I’ve ever had with a mortgage company. I would highly recommend Fabio and his team!!
  • Encompass
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    Michael L
    POMPTON PLAINS, NJ
    Posted on April 20th, 2026 01:46 PM
    Fabio and his team were great! They were very informative and helped every step of the way making the process very smooth. Fabio and his team were very responsive and explained any questions I had. I would definitely work with Fabio in the...
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    Mike L
    Posted on April 20th, 2026 12:00 AM
    Fabio and his team were great! They were very informative and helped every step of the way making the process very smooth. Fabio and his team were very responsive and explained any questions I had. I would definitely work with Fabio in the...
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  • Encompass
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    Jason D
    WAYNE, NJ
    Posted on April 16th, 2026 03:29 PM
    Fabio was always attentive to my questions and needs. Him and his team provided excellent service throughout the process. I've never had such a positive experience with a lender like I did working with Fabio. I would highly recommend him and...
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  • Encompass
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    Maneesh S
    FRANKLIN PARK, NJ
    Posted on March 28th, 2026 01:15 AM
    H ehas been proactive and helped us along the way. We have been repeat customers with him
  • Encompass
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    Shikha S
    FRANKLIN PARK, NJ
    Posted on March 27th, 2026 06:55 PM
    Fabio is very proactive and great to talk with. He always answers all the questions and queries very promptly. This is our third mortgage with him so that shows how much we like working with him!!
  • Encompass
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    Steven P M
    DENVILLE, NJ
    Posted on March 20th, 2026 12:13 PM
    Fabio and his did did an excellent job communicating and explaining everything for first time home buyers thanks again everyone!!!
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    Steven M
    Posted on March 20th, 2026 12:00 AM
    Fabio Gulla has received a review with 5 star rating from Steven M
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    About
    As a Mortgage Loan Originator with over 28 years of experience in the real estate industry, I feel I’m able to educate and exceed all expectations of customer service throughout the mortgage process. My goal is to always help my clients feel confident and secure, and make the mortgage experience one that they ultimately enjoy and feel good about making. I specialize in Conventional, FHA, and 203K loans, as well as Non-Warrantable Condos. I’m also a licensed Real Estate Appraiser and former business owner. In my spare time, I am an avid biker who loves to play sports, go to the gym, and coach my kids in recreational and travel-level sports. I also enjoy reading and routinely volunteering my time to multiple charitable causes.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
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    Licenses
    • NMLS# 69827
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    Equal Housing Lender
    Luminate Bank is an Equal Housing Lender | Member FDIC
    Luminate Bank | NMLS ID #1281698
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