Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was a pleasure to talk to and very knowledgeable.
Reply from Erica Medlock
April 30th, 2026 03:18 PM
Darin, thank you for your kind words. I'm happy to hear that you found our conversations pleasant and informative. If you have any more questions or need further assistance, feel free to reach out.
Overall, I had an amazing experience with Flat Branch mortgage. As a first time home buyer i I was very worried about what to expect. Alex and Erica made the whole buying process so smooth! They were very patient and prompt and Alex was able...
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Reply from Erica Medlock
April 27th, 2026 06:57 PM
Johanna, I'm pleased to hear that you had a smooth experience as a first-time home buyer with us at Flat Branch Home Loans. It's great to know that Alex and I could assist you promptly and patiently throughout the process. Thank you for your...
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Working with my lender was an outstanding experience from start to finish. The entire process was seamless, communication was clear and timely, and every question I had was answered with confidence and transparency. They made what could have...
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Reply from Erica Medlock
April 27th, 2026 04:24 PM
Brody, I'm grateful for your kind words and am pleased to hear that you had such a smooth and straightforward experience. It's important to me that communication is clear and all your questions are answered confidently. Thank you for recommending...
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Because Erica is the greatest Mortgage Lender Ever!!!
Reply from Erica Medlock
April 24th, 2026 03:59 PM
Thank you for your enthusiastic feedback, Stephen! I'm glad to know that you had such a positive experience. If there's anything else I can do for you, please let me know.
Erica takes great care with her clients. She is always on top of the details and offers sound options for clients - always remaining optimistic and positive. She stays connected and is always a phone call away. Love Erica...she is the best.
Reply from Erica Medlock
May 12th, 2026 06:40 PM
Brenda, I appreciate your warm words and am glad to hear that you feel supported and connected. It's important to me to provide sound options and be readily available for my clients. Thank you for your kind feedback!
Erica was very helpful
Reply from Erica Medlock
April 20th, 2026 08:50 PM
I'm happy to hear that you found my assistance helpful, Draven. If there's anything more I can assist you with, please don't hesitate to reach out.
Erica is very communicative and I appreciated how she answered all of my questions!
Reply from Erica Medlock
April 16th, 2026 03:28 PM
I'm grateful for your kind words, Kayla. I'm glad I could provide the communication and answers you needed throughout the process. If you have any more questions or need assistance, feel free to reach out.
This team went above and beyond to get us in our dream home ASAP! They are very knowledgeable and great to work with! Everyone should have a team like them!
Reply from Erica Medlock
April 13th, 2026 03:24 PM
I'm happy to know that we could help you get into your dream home quickly, Sarah. It’s appreciated to hear that our knowledge and teamwork made a positive impact on your experience. If there's anything more I can do for you, please let me know....
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Erica made the loan process simple and straight forward. Explained any and all questions that we had throughout the loan. Completed everything in a timely manner, I would highly recommend her to anyone and everyone. She is the best!
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Reply from Erica Medlock
April 13th, 2026 08:22 PM
I'm glad to hear that I could make the loan process simple and straightforward for you, Anthony. It's important to me that all your questions were addressed and everything was completed promptly. Your recommendation is greatly appreciated....
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Erica and her team are awesome! Erica answered any questions we had promptly and made this process smooth. We highly recommend Erica if you are buying a house.
Reply from Erica Medlock
April 6th, 2026 01:36 PM
I'm grateful for your kind words, Dawn. It's rewarding to know that I could answer your questions and help make the process smooth for you. Your recommendation means a lot to me. If you have any more questions or need further assistance, please...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!