Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica made everything so easy and she explained everything thoroughly and made me feel very comfortable with the whole process
Reply from Erica Medlock
May 11th, 2026 01:54 PM
Randall, I'm happy to know that I could make the process easy and comfortable for you. Thank you for your kind words about my explanations; it's important to me that you feel confident and informed every step of the way.
Erica and Chelsea were amazing to work withwith, they kept to up me to date with changes or completion steps. I threw them a curve ball half into it the process, they didn't hesitate and got me to get necessary paperwork and still made the...
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Reply from Erica Medlock
May 11th, 2026 01:47 PM
Troy, I'm pleased to hear that you found working with Chelsea and me to be a positive experience. It's great to know we could keep you informed and handle the unexpected smoothly, ensuring your closing date was met. I appreciate your recommendation...
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Erica excels at communication and kept both me and my clients informed every step of the way from day one. I work with many lenders, and this is an area where most tend to fall short, but not Erica. Her expertise is truly top-notch, and I’m...
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Reply from Erica Medlock
June 1st, 2026 04:01 PM
Blake, thank you for your kind words. I'm pleased to know that my communication and expertise met your expectations. It's great working with you, and I look forward to our future collaborations.
Erika really helped pull everything together in time for an early closing. It seemed like she and my realtor worked really well together to pull of a nail biting, down to the wire close. I am very pleased with how well she handled it all.
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Reply from Erica Medlock
May 8th, 2026 12:46 PM
Bryant, I'm glad to hear that everything came together smoothly for your early closing. It's great to know that my collaboration with your realtor made a positive impact. Thank you for sharing your experience with me at Flat Branch Home Loans....
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Always a pleasure.
Reply from Erica Medlock
May 7th, 2026 03:16 PM
Joshua, I'm grateful for your kind words. It's always nice to work with you, and I'm here whenever you need assistance.
I Am very grateful for all the help throughout this process. Thank you for making everything so smooth and easy for us while buying our new home. We truly appreciate your suppor!
Reply from Erica Medlock
May 4th, 2026 02:27 PM
Jose, I'm grateful for your kind words and pleased that I could help make your home-buying process smooth and easy. Thank you for allowing me to support you through such an important milestone with Flat Branch Home Loans.
We are so grateful, thank you
Reply from Erica Medlock
May 4th, 2026 05:04 PM
Hugo, I'm thankful for your kind words and pleased to have been able to assist you. If you ever need anything else, please don't hesitate to reach out.
Answered promptly with any question I had made the experience an easy one
Reply from Erica Medlock
May 4th, 2026 08:23 PM
Michael, I appreciate your feedback and am glad that I could make the experience easy for you by answering your questions promptly. Thank you for trusting me with your home loan needs at Flat Branch Home Loans.
Erica made the lending process very smooth for a first time home buyer.
Reply from Erica Medlock
May 4th, 2026 07:58 PM
Jordan, I'm pleased to hear that I could help make the lending process smooth for you as a first-time home buyer. Thank you for choosing to work with me and Flat Branch Home Loans.
Erica was very helpful through this whole process! We are currently living 9 hours away, so we needed some extra help and she didn't hesitate to step up!! Thanks again for the wonderful experience!
Reply from Erica Medlock
May 1st, 2026 06:05 PM
Rebecca, I appreciate your kind words and am glad I could be of assistance during your home loan process, especially with the distance challenge. It was my pleasure to help ensure everything went smoothly for you. Thank you for trusting me...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!