Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Reviews from Web
Erica took great care of us and had the best communication throughout the whole process. would have been a worse experience without her!
Reply from Erica Medlock
April 6th, 2026 08:50 PM
I’m pleased to hear that you felt well taken care of, Dennis. Communication is key in this process, and I’m glad I could support you through it. If there's anything more I can assist with, please feel free to reach out.
Erica and her team made everything very easy and seamless.
Reply from Erica Medlock
April 2nd, 2026 03:33 PM
I'm glad to hear that you found the process easy and seamless, Nicole. Making things straightforward for you is always my goal. If there's anything else you need in the future, please feel free to reach out.
Fast and efficient process as well as professional and understanding
Reply from Erica Medlock
March 30th, 2026 03:02 PM
I'm pleased to hear that you found the process fast and efficient, Georgia. It's important to me to provide professional and understanding service. If you have any more questions or need assistance in the future, feel free to get in touch.
Family and I are beyond grateful for Erica and her team they all were great.
Reply from Erica Medlock
March 30th, 2026 04:27 PM
I appreciate your kind words, Christopher. It's wonderful to know that you and your family had a positive experience working with me and my team. If there’s anything more I can assist you with in the future, feel free to reach out.
Thank you so much for getting my client into their home when other lenders failed! You guys rocked the two week deadline!
Reply from Erica Medlock
April 17th, 2026 07:27 PM
I'm pleased to hear that we could meet the two-week deadline and assist your client in securing their home, Blake. It's rewarding to know that we could succeed where others didn't. If you have any further needs or questions, please feel free...
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Erica was consistently helpful and quick to respond to any questions we had throughout the loan process. She was diligent, attentive, and made the entire experience far less stressful and genuinely pleasant. I wouldn’t choose to work with anyone...
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Reply from Erica Medlock
March 27th, 2026 04:57 PM
It's great to hear that you found the loan process to be less stressful and genuinely pleasant, Clint. Being consistently helpful and responsive is important to me, so your feedback means a lot. If you need assistance in the future or have...
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Erica answered all my questions.
Reply from Erica Medlock
March 23rd, 2026 02:42 PM
I'm glad to know that I could address all your questions, Tabitha. If you need further assistance or have any more inquiries, please feel free to reach out anytime.
She was always there to answer questions, and communicated quickly about any issues
Reply from Erica Medlock
March 20th, 2026 02:19 PM
Thank you for sharing your experience, Lawrence. I'm pleased to hear that my availability and communication were helpful to you. If you have any more questions or need further assistance, please don't hesitate to get in touch.
They were all great and communicated everything to us in professional mannor.
We would highly recommend Flat Branch.
Reply from Erica Medlock
March 18th, 2026 06:16 PM
Your recommendation means a lot, Tina. I'm glad you found the communication effective and professional. It was my pleasure to assist you, and if there's ever anything more I can do for you at Flat Branch Home Loans, please feel free to reach...
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I would highly recommend Erica, She is very helpful and great to work with made the process very easy and very painless
Reply from Erica Medlock
March 16th, 2026 03:47 PM
I appreciate your kind words, Gary. It's great to hear that the process went smoothly for you. Thank you for recommending me, and if you ever need further assistance or have any questions in the future, don't hesitate to reach out.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!