Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica Medlock went above and beyond for us through this entire process! I'm very grateful for her being so kind an answering any and all my questions an concerns! she's the best! Give her a bonus or raise for all the hard work she puts in!...
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Reply from Erica Medlock
May 25th, 2026 08:53 PM
Kaitlin, I appreciate your kind words and am pleased to know that I could be there for you throughout the process. Your gratitude means a lot to me, and I'm happy to have answered your questions and concerns. Thank you for your thoughtful feedback!...
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Erica is very knowledgable and always helped answer our questions. She was always willing to hop on a call and talk through our issues or concerns.
Reply from Erica Medlock
May 25th, 2026 05:48 PM
Brandon, I'm grateful for your kind words and am pleased to know I could assist you by answering your questions and addressing your concerns. If you need any more help in the future, please feel free to reach out.
Erica is great to work with,
10/10 recommend her!
Reply from Erica Medlock
June 9th, 2026 02:19 PM
Ashley, I appreciate your recommendation and am glad you found working with me to be a positive experience. Thank you for your kind words!
I've been thru this process 3 times during my adult life and this lady here gave me the best experience I've had so far! I will use her again!
Reply from Erica Medlock
May 18th, 2026 05:15 PM
Kendall, I'm happy to know that you had the best experience with me during your home loan process. I look forward to assisting you again in the future!
So helpful in achieving my home buying
Reply from Erica Medlock
May 13th, 2026 05:37 PM
Kelly, I'm pleased to hear that I could help you in your home-buying journey. Thank you for your kind words and for choosing to work with Flat Branch Home Loans. If you need any further assistance, please don't hesitate to reach out.
Erica is great. I always enjoy working with her. She is always on top of everything.
Reply from Erica Medlock
June 2nd, 2026 03:21 PM
Brent, I appreciate your kind words and am happy to hear that you enjoy working with me. It's nice to know that my efforts to stay on top of everything are appreciated. Looking forward to continuing our work together!
Smooth transaction from start to finish with excellent communication throughout. Everything was handled professionally and efficiently. I’d absolutely recommend and look forward to working together again in the future.
Reply from Erica Medlock
June 1st, 2026 02:38 PM
Jeannie, I appreciate your positive feedback and am glad to hear that everything went smoothly from start to finish. It's great to know that the communication met your expectations, and I look forward to the possibility of working together...
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Technology issues
Reply from Erica Medlock
May 11th, 2026 08:31 PM
Dolores, I appreciate you bringing up the technology issues. If there's anything specific you'd like to discuss or if I can assist you further, please feel free to reach out to me directly.
A little more speed transitioning.
Reply from Erica Medlock
May 11th, 2026 05:08 PM
Vorris, thank you for your feedback. I appreciate your insight on the transition speed, and I'll keep it in mind as I continue to improve my services. If you have any other thoughts or need further assistance, please feel free to reach out...
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Erica truly went above and beyond to help us get approved for our home. From the very beginning, she guided us through everything we needed to do, whether it was improving our credit, knowing what to pay off, or understanding the process step...
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Reply from Erica Medlock
May 11th, 2026 03:22 PM
Michaela, I'm grateful for your kind words and pleased to know that I could support you throughout the home approval process. It's important to me that you felt informed and comfortable, and I'm happy I could be there to answer your questions....
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!