Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was great from start to finish. she did everything in a timely fashion. Made sure I stayed on top of everything I needed to know and do. And with the help of my realtor, we had a 3 week closing. I've never a more efficient loan officer...
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Reply from Erica Medlock
June 22nd, 2026 01:18 PM
Brittanie, I appreciate your kind words and am glad that everything went smoothly from start to finish. It's wonderful to hear that my efforts, along with your realtor's help, led to an efficient 3-week closing. Thank you for your recommendation...
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I'm very happy with my home.and want to thank everyone that helped me get it.
Reply from Erica Medlock
June 19th, 2026 05:15 PM
Sandra, I'm glad to hear you're happy with your home. Thank you for taking the time to express your gratitude for everyone's help in the process.
Erica has a great supportive and attentive team. made our closing and financing process very easy
Reply from Erica Medlock
June 8th, 2026 03:14 PM
Jake, I'm pleased to hear that you found my team supportive and attentive. It's great to know that the closing and financing process went smoothly for you. Thank you for sharing your experience!
Erica was so helpful and worked so hard throughout this entire process. I am a first time buyer and she was very patient with me , explaining all my options in ways that I could understand, and made the entire process so much smoother. I would...
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Reply from Erica Medlock
June 8th, 2026 06:59 PM
Caitlyn, I'm thankful for your kind words. I'm pleased to know that I could help make the process smoother for you as a first-time buyer. It's great to hear that my explanations were clear and helpful. Your recommendation means a lot to me!
Erica was great and very help throughout the entire process
Reply from Erica Medlock
June 8th, 2026 04:44 PM
Michael, I'm grateful for your kind words. It's nice to know that you found my assistance helpful throughout the process. Thank you for sharing your experience!
Alex and the team at Flat Branch were fantastic! I am a first time homebuyer and they made the entire process run as smooth as possible. They definitely did everything they could to help our family purchase our first home!
Reply from Erica Medlock
June 2nd, 2026 03:43 PM
Cynthia, I'm glad to hear that Alex and the team at Flat Branch made your first homebuying experience smooth. It's wonderful to know that they were able to assist your family in purchasing your first home. If you have any further questions...
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Erica is very easy to talk to. She answered any question that I had! She is amazing!
Reply from Erica Medlock
June 2nd, 2026 05:21 PM
Cassidy, I appreciate your kind words. I'm glad to hear that you found it easy to talk to me and that I could answer your questions. Thank you for your feedback!
She helped with all of the steps and responded very quicky E signed all documents with out having to be there
Reply from Erica Medlock
June 1st, 2026 12:59 PM
Lisa, I'm glad I could assist with all the steps and provide quick responses. It's good to know that the e-signing process was convenient for you. If you have any more questions or need further assistance, please feel free to reach out.
As a first time homebuyer, Erica made the process as smooth and simple as possible. She was amazing help with explaining everything, every step of the way.
Reply from Erica Medlock
May 29th, 2026 03:17 PM
Chloe, I'm grateful for your kind words. It's nice to hear that I could help make your first homebuying experience smooth and simple. If you have any more questions in the future, please feel free to reach out.
When something was in muddy water she cleared it up with a positive attitude the entire time. I have already recommended Erica to people and will continue to do so! If I could go back and change my lender I wouldnt !
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Reply from Erica Medlock
May 25th, 2026 04:26 PM
Christian, I appreciate your kind words and recommendations. I'm glad I could help clear things up for you with a positive attitude. It's appreciated to know you would choose me as your lender again!
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!