

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Quick and pleasant communication made the process very easy!
Was kept in constant contact of where the loan was and what to expect.
Thank you!!!
Everything was for the most part easy to deal with.
Erica does a great job of communicating with her clients. Her attention to details and expertise knowledge are greatly appreciated. I will continue to recommend her in my list of approved lenders. Diana Rose, Realtor
Erica always answered the phone and was very eager to help!
I didn’t have to do much.
Erica went above and beyond to make us feel prepared and she explained in detail when asked. She was excellent.
Erica the very first lender I recommend to clients every time. The level at which she stays in communication with clients sets her apart from others. She is extremely hardworking, professional, and kind. She makes clients feel comfortable and...
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The quick time for processing paperwork. The ease of online communication. Very user-friendly.
I have never worked with a lender like Erica. She is patient and takes the time to explain every step of the process. She finds innovative ways to make the loan work. She is quick to get a hold of and always pleasant to talk to. She truly is...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!