

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Willing to help if need help
Communication and promptness given by Erica was wonderful. She's always happy to answer any questions!
Erica and Hollie made this the easiest process we’ve had buying a house and we had to do all of it from 12 hours away. They knew we had a quick turn around and we closed in 3 weeks!
This was my first loan, it was such a huge leap, but they made it as comfortable as they could. I’m just so happy!
Communication was exceptional! I would highly recommend to all my clients!
The overall process was professional, organized, and helpful.
Great job!!
great update schedule and took care of my client with utmost care
Erica and Holly are the best we would not have gotten our house without them and all the hard work they put in. I really appreciate everything they’ve done and would recommend anyone to use them to buy a house
High level of communication throughout the process. Not only did Erica keep us updated on the progress of the loan, but also, she answered all of our questions outside of her standard loan progress updates. She was available every time I needed...
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Great response time and attitude when explaining things that we didn’t understand during the purchasing process
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!