

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica and her team were phenomenal to work with during the transaction!
Erica Medlock went above and beyond for me and my family. Thank you!
Everything went smooth, I loved the videos that would be emailed when our loan would move forward. It was so good to know what was going to happen. Erika was wonderful! Very knowledgeable, and communicated throughout the process. Very grateful....
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Erica and her team were efficient, friendly, knowledgeable, and very helpful!
Erica was very professional as well as personable in all interactions.
As a Realtor, I need to hear from my clients that the experience with Lender is good!
With Erica, my clients always report back… AWWWSUM!
So it speaks for itself🙏🏻
Jeff Beauchamp
We knew what was going on every step of the way. Erica was always available to answer any questions and help us through the process!
Erica always goes above and beyond to help her clients
We have used Erica in the past and wanted to work with her again. When we found out that Erica was no longer at our bank, we sought her out. She has always been professional, and great to work with. IF we ever buy another home, we will definitely...
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Thank you A+++++
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!