

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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The process was seamless and every step was clearly explained.
Super easy to talk to, and gave great advice. Even helped adjust the load details the morning before closing. Just fantastic!
Erica and Hollie were amazing, patient and very helpful. I thought it was going to be a nightmare and it turned out to be a walk in the park on a sunny day. Very glad I got to work with them and would happily recommend them to anyone. Thank...
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Erica is exceptional with my clients. She stays in constant conversation throughout each process and sets reasonable expectations for borrowers, which allows the entire transaction to be stress free and enjoyable.
Erica’s communication, professionalism and dedication are unmatched. She is so easy and fun to work with and she takes such good care of me and my clients.
Erica was there every step of the way. I was a first time home buyer and she answered every question I had and made it all make sense.
Great communication. Willing to answer any questions and explain things as much in depth as needed. Very prompt with the process also. Very friendly too.
Erica and Hollie were awesome to work with. Anytime we had questions they got right on it. They took really good care of us. It was our privilege to work with them. Thank you both for all you did to help us purchase our home.
From our first meeting Erica and Holly showed a professional expertise we had not seen with other companies. Communication was timely and effective. We honestly felt like we had close friends guiding us through the process. I will highly recommend...
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Erica and Holly were both so very helpful every step of the way.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!