

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica made this process so stress free. This was my first time buying a house so I had many people tell me how stressful and terrible it would go and it was the exact opposite! I will definitely recommend Erica to anyone I know purchasing a...
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Everything was easy
Thank you Erica for a flawless transaction!
Communication
Erica and her team were always quick to respond and answer any questions we had! Super helpful in what could have been a very stressful situation! Willing to help us to the best of their ability to make this happen! Thank you to you and your...
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Loved working with Erica. She was very professional and helped me every step of the way.
Erica and Hollie were amazing. They were super patient, helpful, and kind throughout the whole process.
*Timely answers to questions.
*Thorough explanation for understanding when needed.
*Kindness
Erica is 100% all in to provide her clients the very best experience. She kept everyone in the loop in real time and was a true advocate for the clients - even when it meant early mornings and long waits on phone calls to make the magic happen!...
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Erica went above and beyond! She was always available to answer question and to make sure we were doing what was right for us. She was even able to pull off a last minute change for us on closing day. She makes the scary process of buying a...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!