

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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This was my first time purchasing a home! Erica made this experience so easy and helped me every step of the way! She is amazing!
Shae and I could not have asked for a better team to assist and guide us through this home buying experience. Everyone at Highlands, we believe, went above and beyond in the processing and support towards setting and closing on this loan. Erica...
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Erica and Hollie were absolutely wonderful working with, if you had a question they were quick with a response no matter the time of day! They were upfront and honest, didn’t sugar coat which was so nice to work with it kept the surprises minimal...
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Transparency
Erica was very prompt, thorough, and had great communication throughout our transaction. As a real estate professional, it was appreciated, and I would be very pleased to have her represent me as a buyer as well feeling confident she was taking...
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We never dreamed that finding a lender would be so easy. And then to find a GREAT lender, wow! We are so thankful! I am 100% going to recommend Highland & Erica to anyone I know!
Erica was very nice and accommodating. She answered any questions that I had and worked with us to make sure we understood everything that was happening.
Excellent customer service and knowledge.
Erica is always easy to reach, willing to answer questions, fights to get the best loan for my client, and works quickly and efficiently. When Erica is handling a loan from one of my clients I know there isn’t gonna be much to worry about.
Erica’s customer service, Communication Skills, and Follow thru! I enjoy telling other realtors about her, and they call me later and fully agree she’s the best in this community of making deals happen! Bravo! Jeff B
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!