

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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I just wanted to say, Erica is very easy and pleasant to work with, you was always answering questions for us no matter the time and always got back to us in a timely manner! She has a really good attitude and professional. She has made this...
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Love that she did what she had to to get a supporting to definitely will recommend her
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much, Dalton! I'm thrilled to hear that you had a positive experience. It was my pleasure to help you through the process, and I'm grateful for your recommendation. If you ever need anything in the future, don't hesitate to reach...
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Erica was easy to communicate with and has been on top of the transaction from start to end.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Hi Cassie, Thank you so much for your kind words! I'm thrilled to hear that you found the process smooth and that communication was seamless. It was a pleasure working with you, and I'm grateful for your trust throughout the transaction. If...
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Communication was awesome and flexible with my crazy schedule! I could send everything i needed through email.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Javier, I’m so glad to hear that the communication worked well for you! I know how hectic schedules can get, so I always strive to make the process as smooth and convenient as possible. It was a pleasure working with you, and I’m thrilled everything...
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We love referring our clients to Erica! She keeps all parties informed throughout the transaction and ensures that she and her team are available when needed whether via email, text or app. Another smooth transaction and very happy clients!...
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much, Monica! I truly appreciate your kind words and your trust in referring your clients to me. Keeping everyone informed and ensuring smooth transactions is something I’m passionate about, and it’s wonderful to hear that it makes...
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Erica was so easy to work with and made my experience less stressful. She was accessible and walked me through each step.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much for your kind words, Kelly! I'm thrilled to hear that I could make your experience less stressful and that you felt supported throughout the process. It was a pleasure working with you and guiding you through each step. If...
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Erica and Hollie were beyond amazing with assisting us with our loan process! They never once made me feel like I was bothering them! Erica always replied back to my texts and answered every questions I had no matter what time or day it was....
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Kevin, thank you so much for your kind words! It truly means a lot to hear that you and your husband felt supported and cared for during your loan process. Hollie and I are dedicated to making every experience as seamless as possible, and I'm...
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EricaEEricaW
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Hi Joshua, Thank you so much for the review! I'm really glad to hear that you had a positive experience. If you ever have any questions or need assistance in the future, feel free to reach out. Take care!
I never had to worry about asking for help
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Marshall, I’m thrilled to hear that you felt supported throughout the process. It’s important to me that my clients feel comfortable reaching out at any time, and I’m glad I could be there for you. Thank you for trusting me and Highlands Residential...
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Erica is very knowledgeable about what she knows and was very willing to help me most hours of the day along the way with the home buying process.
Reply from Erica Medlock
October 13th, 2025 07:40 PM
Thank you so much, Tedy! It was truly a pleasure to work with you on your home buying journey. I'm glad I could be there to assist whenever you needed it, and I'm thrilled that you found my support helpful. Helping clients like you is why I...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!