

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was able to close a loan for my buyer when another out of town lender couldn't get it done. She was fast and efficiant! The trasaction was smooth and seamless once Erica took over! Thank You!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm thrilled to hear that I could assist in closing the loan successfully and that the transaction went smoothly. It was a pleasure working with you and your buyer. Thank you for your kind words!
Good communication with Erica and her team, closed on time with very tight time constraints. They were also very patient and worked around my schedule as I traveled for work with extreme time change differences.
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm thrilled to hear that you had a positive experience with our team at Highlands Residential Mortgage, Ltd. Working with your schedule and ensuring a timely closing was a priority for us. Thank you for your kind words and for recognizing...
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The expert advice, communication, and friendliness of the whole team! Thank you Erica Medlock, and Hollie Robertson!!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm thrilled to hear that you appreciated the expert advice, communication, and friendliness from our team. It was a pleasure to assist you alongside Hollie Robertson. Thank you for your kind words, Jonathan.
My fiancé and I used Erica for the purchase of our home. As first time home buyers, she walked us through the process step by step and thoroughly explained everything! Erica and her team work hard to make sure you get what you need! They have...
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This was an extremly smooth process. Anytime we thought something was going to put a bump in the road, Erica and Hollie got it taken care of right away. The communication was amazing through the entire process. Highly recommend anyone here,...
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Tyler, thank you so much for the kind words! I'm thrilled to hear that your experience was smooth and that Hollie and I could address any bumps along the way. Communication is key, and I'm glad it made a difference for you. It was a pleasure...
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Communication, professionalism, urgency, and making Our financial situation work!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Hi Sharon, Thank you so much for your wonderful review! I’m thrilled to hear that you appreciated the communication, professionalism, and urgency throughout the process. It was a pleasure working with you to find the best solution for your...
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Great people to work with.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much, Jo! It was truly a pleasure working with you as well. I'm thrilled to hear you had a positive experience with our team at Highlands Residential Mortgage. If you ever need anything in the future, don't hesitate to reach out....
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Erica medlock was so nice helpful and has a great personality and is sweet as can be i wouldn't go to anyone but her if I ever sold my home or got another one we love are new home and thanks to Erica medlock for make that happen for me and...
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much, Clyde! It was truly a pleasure working with you and your wife. I'm thrilled to hear that you love your new home. Helping clients like you find the perfect place is what makes my job so rewarding. If you ever need anything...
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Alex, went above and beyond on this deal, when other Lenders said No, he said yes streched out the numbers to get my client Qualified. Yes, we new it was not going to be an easy Loan and there were many requests to get it done..Alex and his...
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Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much for your kind words, Jazmin. I'm thrilled to hear about your positive experience with Alex and the team at Highlands Residential Mortgage. Alex's dedication to going above and beyond is something we truly value, and it means...
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Erica did a great job.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Thank you so much, Patricia! I'm thrilled to hear that you had a great experience. It was a pleasure working with you, and I'm glad I could help. If you ever need anything in the future, don't hesitate to reach out.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!