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Erica Medlock - Senior Mortgage Banker | NMLS# 1910705 in Van Buren, AR

Erica Medlock

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Senior Mortgage Banker | NMLS# 1910705

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Local Roots Lending Team Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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  • Encompass
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    Christopher L G
    Ozark, AR
    Posted on April 17th, 2025 03:39 PM
    Clear and fast communication, was always able to answer to give me an answer
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm glad to hear that you were satisfied with the communication and responsiveness during the process. It was a pleasure assisting you, and I appreciate your positive feedback.
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    David L H
    Van Buren, AR
    Posted on April 14th, 2025 02:58 PM
    It all went surprisingly smooth and painless. Erica is very nice and helpful lady.
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that your experience was smooth and painless. It was a pleasure assisting you, and I appreciate your kind words.
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    Iris N H
    Van Buren, AR
    Posted on April 12th, 2025 01:12 PM
    Erica and Hollie are great and go above and beyond to help get you to closing. She got us into the best programs that suited our family, very Informative and just nice to work with. There are plenty of loan officers that do it for the profit...
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    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that you had such a positive experience with both Hollie and me. It's wonderful to know that we could assist you in finding the best programs for your family and make the closing process smooth. Thank you for your kind...
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    Cindy P
    Posted on April 11th, 2025 01:29 PM
    Alex saves the deal!! We got an approval from another bank we got under contact and then they said client wasn’t approved anymore. I spoke to Alex and he got the APPROVAL and we could still CLOSE ON TIME. With a better interest rate. Couldn’t...
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    Zinnia M L
    Fort Smith, AR
    Posted on April 9th, 2025 09:03 PM
    Quick to respond, kept everything professional and commu very wel.
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm glad to hear that you found my communication effective and professional. It was a pleasure assisting you, and I appreciate your positive feedback.
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    Daniel V
    Fort Smith, AR
    Posted on April 9th, 2025 04:37 PM
    Absolutely! My experience was truly exceptional. They were incredibly knowledgeable, patient, and transparent throughout the entire process. Their ability to explain complex financial concepts in a clear and concise manner made me feel confident...
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    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that your experience was exceptional. It was a pleasure assisting you, and I'm glad I could help make the loan process clear and comfortable for you. Thank you for your kind words and recommendation.
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    Sara B
    Fort Smith, AR
    Posted on April 8th, 2025 08:50 PM
    Erica is THE BEST communicator. I thourghly enjoy working with her and her team!
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that you enjoyed working with me and my team. Communication is key, and I'm glad we met your expectations. Thank you for your kind words and for choosing Highlands Residential Mortgage, Ltd.
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    Kaelyn M
    Mulberry, AR
    Posted on April 7th, 2025 07:56 PM
    - Promptness to reply to questions and concerns - Ease of signing documents - Handled our loan process amazingly making this portion of the home buying process less stressful
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that the loan process was smooth and less stressful for you. It was a pleasure assisting you, and I appreciate your kind words about the promptness and ease of the experience. Thank you for choosing Highlands Residential...
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    Daniel B C
    Fort Smith, AR
    Posted on April 7th, 2025 04:13 PM
    The process was easy and my questions were answered in a timely manner
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that you found the process easy and that your questions were answered promptly. It was a pleasure assisting you, and I appreciate your positive feedback.
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    Sadie M
    Greenwood, AR
    Posted on April 6th, 2025 06:50 PM
    Erica made the whole process as painless as possible. I would absolutley use her services again!! Thank you for helping us with our first home in Arkansas. We look forward to working with you on the next one! Scott and Sadie
    Reply from Erica Medlock
    October 13th, 2025 07:41 PM
    I'm thrilled to hear that your experience was smooth and satisfying. It was a pleasure assisting you with your first home in Arkansas. I look forward to working with you again in the future. Thank you for your kind words and trust in my services!...
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    About
    Local Roots Lending Team Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956. We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
    Products & Services
    Mortgage Lender
    VA Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    FHA Loans
    VA Loans
    Government Loans
    Purchase Loans
    Refinance Loans
    First Time Homebuyer Loans
    Conventional Loans
    View All
    What is the Search Rank Score®?
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    Memberships
    • Van Buren Chamber of Commerce
    • Fort Smith Home Builders Association
    Addresses and Serving Areas
    Primary Serving Area

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1910705
    Hobbies
    • Anything DIY- short trips-being a homebody with family!