Erica Medlock
Senior Mortgage Banker | NMLS# 1910705
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was readily available, very responsive , and made the mortgage process incredibly easy
Reply from Erica Medlock
December 11th, 2025 03:18 PM
I'm glad to hear that the mortgage process was smooth and easy for you, Gregory. Being available and responsive is something I prioritize to ensure everything goes seamlessly. If you have any further questions or need assistance in the future,...
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I will never use anyone else!!! Erica is stinkin awesome, she knows her stuff, and is creative! She worka hard to get you exactly what you need!
Reply from Erica Medlock
December 11th, 2025 02:02 PM
I appreciate your kind words, Kiley. It's wonderful to know that you found my approach both knowledgeable and creative. I always strive to meet my clients' needs, and it's gratifying to hear that this made a positive impact. If there's ever...
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Erica made the process super simple and as stress free as possible!
Reply from Erica Medlock
December 9th, 2025 05:57 PM
I'm pleased to hear that the process felt straightforward and stress-free, Alexis. Making things easier for my clients is always a priority. If you have any future questions or needs, feel free to get in touch.
Great communication and tried to help us anywhere she could. also answered any questions or concerns we had.
Reply from Erica Medlock
December 8th, 2025 08:43 PM
It means a lot that you felt supported throughout the process, Kade. I'm glad I could assist with your questions and concerns. If you need anything else in the future, don't hesitate to reach out.
I never worked with Erica directly, I worked with Alex. Towards the end of the loan process, communication declined and 3 days before closing we found out the appraiser had not been told to go back out to approve repairs. He said my realtor...
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Highly recommend Erica! She's knowledge and the best in the business!
Alex Garcia and his team consistently deliver exceptional service. Their communication is outstanding, and they are always proactive in securing the best rates and available grant opportunities for my buyers.I am truly grateful for Alex’s dedication...
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Reply from Erica Medlock
December 22nd, 2025 09:46 PM
Thank you for the kind words and recommendation, Jazmin. It’s wonderful to hear that Alex and his team are providing such attentive service to your clients. If there's ever anything more I can do to support you or your clients in the future,...
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Erica and her team are very helpful and easy to work with! Always fast and effecient service!
Thank you
Reply from Erica Medlock
December 18th, 2025 08:14 PM
Thank you for your kind words, Sara. I'm glad to hear that you felt supported and found the service efficient. If there's anything more I can do for you, feel free to reach out at any time.
Knowledgeable, friendly, always helpful , excellent service
Reply from Erica Medlock
November 26th, 2025 08:30 PM
Thank you for your feedback, Jose. I'm glad to hear you found my services helpful and that the experience met your expectations. If there's anything further I can assist you with, please let me know.
Very knowledgeable, friendly , helpful and just overall excellent staff .
Reply from Erica Medlock
November 26th, 2025 03:13 PM
I appreciate your kind words, Tasha. It's great to know that you found my assistance beneficial and enjoyed your experience. If there's anything more I can help with, please don't hesitate to reach out.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!