

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Erica was very helpful and great
Reply from Erica Medlock
November 13th, 2025 06:22 PM
I'm pleased to know that you found my assistance helpful and your experience positive. Should you have any questions or need further assistance in the future, please feel free to reach out.
Great communicator, prompt
Reply from Erica Medlock
November 11th, 2025 08:42 PM
I'm glad to hear that you found communication to be smooth and prompt, Regan. If there's anything else you need or any questions arise, I'm here to help.
Being walked through the process step by step and communication throughout.
had a very bad experience with rocket mortgage and after we fired them, Eric took over and it was smooth sailing and she made it happen quick
Erica was extremely helpful and a very painless process!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm pleased to hear that your experience was smooth and that I could be of help, Jared. If you ever need assistance or have any questions in the future, don't hesitate to get in touch.
If we had any questions you would help us out and tell us exactly what we needed
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm glad I could assist with any questions you had, Madison. Providing clear information is important to me. If there's anything else you need in the future, please don't hesitate to reach out.
Highlands saw i was eligible for more than one loan, and ran my credit to see which one would be the best option.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
It's great to hear that we could help explore your loan options by checking credit eligibility, Daniel. If you have any more questions or would like further assistance, feel free to reach out anytime.
The eastiest mortgage purchasing experience ever! Couldn't say enough great things about Highland!
Reply from Erica Medlock
October 13th, 2025 07:41 PM
It's wonderful to hear that your mortgage purchasing process was so smooth and positive, Kristi. I appreciate your kind words about Highlands Residential Mortgage, Ltd. If there's anything else you need in the future, feel free to reach out....
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Erica was great throughout this process! She was so helpful and really helped me understand each part of the process. Her and her team were so responsive as well which made this process seamless.
Reply from Erica Medlock
October 13th, 2025 07:41 PM
I'm glad to know that I could be of assistance to you, Bailey. It's important to me that you felt supported and understood each step of the process. My team and I are committed to being responsive, and I'm pleased that it contributed to your...
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Quick communication, knowledgeable , friendly
Reply from Erica Medlock
October 13th, 2025 07:41 PM
Your feedback is much appreciated, Lesley. I'm glad to know that my communication and expertise were helpful in your experience. If you ever have more questions or need assistance in the future, I'm here to help.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!