

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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Reviews from Web
As a first time home buyer, I was nervous. Erica and her team, helped make the process go as smooth as possible. I appreciated having such a friendly atmosphere at our closing. We enjoyed conversating with everyone on this team through this...
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Reply from Erica Medlock
January 26th, 2026 09:12 PM
It's wonderful to hear that my team and I were able to help ease your nerves as a first-time home buyer, Tanasia. I'm glad the friendly atmosphere during your closing left a positive impression. If you have any questions or need further assistance...
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My situation was a complicated one but they made it work to get my family into our home!
Reply from Erica Medlock
January 22nd, 2026 05:45 PM
I'm pleased to hear that we were able to help you navigate through a complicated situation, Jessica. It's rewarding to know that you and your family are now in your new home. Should you have any further questions or require assistance, please...
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Everything ran so smooth
Reply from Erica Medlock
January 20th, 2026 06:11 PM
I'm glad to hear that everything went smoothly with your experience, John. If you need any further assistance in the future, don't hesitate to get in touch.
Erica was quick anf and was willing to answer any qu i I had no matter how random. very grat for her and glad I got to go through this process together!
Reply from Erica Medlock
January 19th, 2026 05:54 PM
I’m glad you felt comfortable asking any questions during the process, Joseph. Knowing I could assist and provide the information you needed is important to me. If you have any more questions or need further assistance, please feel free to...
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Erica was on the ball! Communication was great & got us to the clising table in record time! Highly recommend her & her team!
Reply from Erica Medlock
February 2nd, 2026 03:03 PM
I appreciate your kind words, Michelle. I'm delighted that the communication met your expectations and we were able to get you to the closing table efficiently. Your recommendation means a lot to me. If you have any further needs or questions...
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The experience from start to finish was smooth. She had our approval within a week, communication was clear and responses were always prompt. 100% would recommend if you're in the market!
Reply from Erica Medlock
January 5th, 2026 05:18 PM
It's great to hear that everything went smoothly from beginning to end, Cassandra. I'm pleased you appreciated the clear communication and prompt responses. If you find yourself needing assistance again, feel free to contact me.
Thank you for all your help , Im very pleased with my purchase and it's all thanks to you guys ..
Reply from Erica Medlock
January 5th, 2026 04:13 PM
I appreciate your feedback, Jose. It's great to know you're happy with your purchase and felt supported throughout the process. If you ever need any assistance in the future, please don't hesitate to reach out to me.
Erica was absolutely wonderful through the whole process!!
Reply from Erica Medlock
December 30th, 2025 02:03 PM
I'm glad to hear that you had such a positive experience, Norman. It means a lot to know that you felt supported throughout the process. If you have any more questions or need further assistance in the future, feel free to reach out to me.
Erica and her team are amazing!! She is in constant contact with me as the Realtor and my buyers. She goes above and beyond to meet buyers needs.
Reply from Erica Medlock
January 8th, 2026 02:36 PM
I'm pleased to know that you found my communication and efforts helpful, Kathleen. It's important to me to stay connected with both Realtors and buyers, ensuring all needs are met through the process. If there's ever anything more I can do...
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Loved working with Erica and her team. After searching for well over a year for a home, Erica and her were very supportive throughout the process. When we finally found our home, they moved very quickly and efficiently to get us in it! We are...
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Reply from Erica Medlock
December 17th, 2025 05:41 PM
I appreciate your thoughtful feedback, Jordan. It's great to hear that you felt supported throughout your home search. Moving quickly and efficiently is something I always focus on once you've found the right place. I'm grateful for your recommendation...
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!