

Erica Medlock
Senior Mortgage Banker | NMLS# 1910705

Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Bu... Show More
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I really felt as though the communication all throughout the process was superb! Any time my wife or I had a question it was quickly responded to not only Erica but also Chelsea For me they were a great team! I made every attempt to be prompt...
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Reply from Erica Medlock
March 4th, 2026 08:20 PM
Eric, I'm truly pleased that you found the communication during your home buying process to be effective. It was important to me to provide timely responses and maintain a smooth flow, especially with a tight closing schedule. I'm glad Chelsea...
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Helped every step of the way, answered all my questions and made the entire process extremely smooth and easy.
Reply from Erica Medlock
March 2nd, 2026 05:50 PM
I'm pleased to hear that the process went smoothly for you, Johnny. Providing answers to your questions and support every step of the way is always my aim. If you have any future queries or need further assistance, feel free to reach out.
We're first time home buyers and have been traveling with work for 3 years and were totally clueless on the process, plus we were in another state on a job and Erica and her team went above and beyond walking us through the steps and keeping...
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Reply from Erica Medlock
February 25th, 2026 02:26 PM
Kenneth, I'm glad I could help guide you through the home buying process while you were on the road. Supporting first-time buyers like yourself is something I take to heart, and I'm pleased to know that my assistance made things clearer for...
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Erica is absolutely amazing
Reply from Erica Medlock
February 24th, 2026 01:38 PM
I appreciate your kind words, Pamela. Knowing that you had a positive experience working with me is very rewarding. If there's anything further I can do to assist you, please feel free to reach out.
Erica, was on top of everything and a pleasure to deal with. I highly recommend
Reply from Erica Medlock
February 20th, 2026 01:42 PM
I'm glad to hear that you found the process smooth and enjoyable, Ryan. Thank you for your recommendation; it means a lot to me. If there's anything else you need, just let me know.
Erica was AMAZING as always
Reply from Erica Medlock
March 3rd, 2026 05:37 PM
Thank you for the positive feedback, Aaron. I'm glad to know that your experience was a great one. If there's anything else I can help with, please don't hesitate to contact me.
She went above and beyond to help me get the home we've wanted for so long
Reply from Erica Medlock
February 9th, 2026 04:45 PM
I'm pleased to hear that I could assist you in securing the home you've wanted for so long, Carlee. It's important to me that each step of the process meets your needs. If there's anything else you'd like support with, please don't hesitate...
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Erica was very helpful during our home building process.
Reply from Erica Medlock
February 2nd, 2026 09:21 PM
I'm grateful for your feedback, Christopher. It's nice to know that I could be of assistance throughout your home-building journey. If there's anything more you need, feel free to reach out.
Erica and her team were absolutely amazing . Answered all of my questions, emails, text, calls , etc ... best experience I've ever had buying a home
Reply from Erica Medlock
January 29th, 2026 09:29 PM
I'm glad to hear that your home buying experience was so positive, Daniel. It's important to me to be responsive and address any questions you have along the way. Thank you for sharing your thoughts, and if there's anything more you need in...
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Erica moved swiftly and explained everything very well. Made the process smooth and were are moved in and happy!
Reply from Erica Medlock
January 26th, 2026 05:32 PM
I'm pleased to know that everything was explained clearly and the process ran smoothly for you, Katie. It’s great to hear that you’re settled in and happy. If any questions or needs arise in the future, don’t hesitate to reach out.
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About
Local Roots Lending Team
Flat Branch Home Loans is Crawford County’s trusted local lender, offering personalized mortgage solutions across Fort Smith, Van Buren, Alma, Northwest Arkansas, and the River Valley. Located at 505 Main St, Van Buren, AR 72956.
We specialize in USDA, FHA, VA, Conventional, Down Payment Assistance, and One-Time Close Construction loans—delivering fast communication, competitive rates, and smooth closings. With deep local roots and more 5-star reviews than any area lender, we guide you with care, expertise, and transparency from pre-approval to close.
Products & Services
Mortgage Lender
VA Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Mortgage Lending
FHA Loans
VA Loans
Government Loans
Purchase Loans
Refinance Loans
First Time Homebuyer Loans
Conventional Loans
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Memberships
- Van Buren Chamber of Commerce
- Fort Smith Home Builders Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1910705
Hobbies
- Anything DIY- short trips-being a homebody with family!