

Erica Fowler- Movement Mortgage
Senior Loan Officer| NMLS#1781544


University of Louisville
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Dawn C
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I'm truly grateful for the outstanding 5-star rating you've given, Dawn! It's my mission at Ruoff Mortgage to ensure a smooth and satisfactory process for my clients. Your appreciation validates my efforts, and it was a privilege to work with...
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As a Realtor, I work hand in hand with lenders. I can say, without a doubt, the most stress free transaction I've had. I did not have to follow-up with Erica....at all! She was two steps ahead the entire transaction. I would highly recommend...
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Reply from Owner
October 30th, 2024 01:40 AM
Thank you very much for your kind words, Jonathan. It was truly a pleasure working with you as well. At Ruoff Mortgage, we consistently aim to be proactive and efficient in all our transactions. Your positive feedback is greatly appreciated....
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As a Realtor, I work hand in hand with lenders. I can say, without a doubt, the most stress free transaction I've had. I did not have to follow-up with Erica....at all! She was two steps ahead the entire transaction. I would highly recommend...
read more
As a Realtor, I work hand in hand with lenders. I can say, without a doubt, the most stress free transaction I've had. I did not have to follow-up with Erica....at all! She was two steps ahead the entire transaction. I would highly recommend...
read more
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you very much for your kind words, Jonathan. It was truly a pleasure working with you as well. At Ruoff Mortgage, we consistently aim to be proactive and efficient in all our transactions. Your positive feedback is greatly appreciated....
read more
Erica Fowler- Movement Mortgage has received a review with 5 star rating from James C
Reply from Erica Fowler, Ruoff Mortgage
October 29th, 2024 03:32 PM
Thank you so much James, I appreciate the kind review, it was an honor to help you and your precious family. Details are such an essential part of the loan process and I'm so glad that I could make this process a pleasant experience. Looking...
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Erica is great. She lets you know everything that is going on during the process. Couldn’t ask for a more pleasant experience.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Communication is always a vital part of the loan process when buying a home. I take pride in knowing that my buyers have a full and complete understanding of everything taking place through each milestone. If their is something I cannot handle...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from James C
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you so much James, I appreciate the kind review, it was an honor to help you and your precious family. Details are such an essential part of the loan process and I'm so glad that I could make this process a pleasant experience. Looking...
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Talked with us in every step that was needed and made it easy to get things done
Reply from Erica Fowler
February 7th, 2025 08:23 PM
You are so deserving of this Home! It was an honor to be a part of this process. Thank you for the great review! Xoxoxo
She was amazing.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you for the great review and kind words, Donald. I'm thrilled to hear that you had a positive experience. I do my best to provide top-tier service to my clients. If you or anyone you know ever needs assistance with Mortgage services in...
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Quick and easy
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Nothing excites me more than seeing your name through on a application Douglas. It's a reminder that I am still doing my job efficiently. Repeat clients are the best and I always look forward to working with you and your wife.
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About
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time home buyers to seasoned investors. With my simple approach and deep knowledge of all loan products, I am able to provide personalized support and I can ensure that every client will feel informed and confident every step of the way toward securing their property. Let's Chat!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Adjustable Rate Mortgages
Reverse Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Purchase & Refinance Mortgages (1st & 2nd lien)
Down Payment Assistant Loans
FHA Loans
VA Loans
Conventional Loans
USDA
Non-QM/Speciality Products
HELOCS
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Education
- University of LouisvilleCommunicationsBachelor of Arts (BA)Aug 2000 -May 2007

Positions
- Movement Mortgage - Senior Mortgage Loan OfficerFeb 5th, 2025 - Current
- Ruoff Mortgage - Senior Mortgage Loan OfficerSep 20th, 2021 - Feb 5th, 2025
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Memberships
- Former Member of Spencer County Chamber
- Bikes with Wings Non-Profit Organization
- BNI Success Connections
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1781544
- TN-1781544
- IN-40159
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Awards
Achievements
- 2020 & 2021 Diamond Club Recepient 100+
Hobbies
- Thrifting
- Concerts
- Football Games
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Disclaimer
KY-MC700241, IN-40159, TN-1781544 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.