Erica Fowler- Movement Mortgage
Senior Loan Officer| NMLS#1781544
University of Louisville
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time ... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
I have closed with Erica three times now and I'll never work with anyone else. She is so personable and strives to make the process so easy on you.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Best repeat client ever! You are the one that makes my job easy. Thank you for always trusting me. Xoxo
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Caroline M
Great experience! Very friendly and easy to work with
Reply from Owner
November 17th, 2025 04:16 PM
Corey, thank you so much for this wonderful review! It makes my day to hear that you had a great experience working with me. I truly appreciate you taking the time to share your positive feedback. My goal is always to make the mortgage process...
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Great experience! Very friendly and easy to work with
Great experience! Very friendly and easy to work with
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I'm thrilled to hear you had such a positive experience, Corey! Your feedback means a lot to me and the entire team at Ruoff Mortgage. It was a pleasure working with you, and I'm here if you need any further assistance. Thanks again for the...
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Great experience! Very friendly and easy to work with
Reply from Owner
December 16th, 2025 12:00 AM
Corey, thank you so much for this wonderful review! It makes my day to hear that you had a great experience working with me. I truly appreciate you taking the time to share your positive feedback. My goal is always to make the mortgage process...
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Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank You!!!!
I was able to speak with my loan officer when needed and the online process was simple.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I’m so happy that I could be a small part of your story. I know you are going to continue to do amazing things in life and with your new place.
Erica Fowler- Movement Mortgage has received a review with 5 star rating from David D
Reply from Owner
September 13th, 2024 10:58 PM
I'm overjoyed to hear that you had a positive experience with me at Ruoff Mortgage. Your 5-star rating is greatly appreciated. It was a pleasure working with you, David. If you have any further needs or questions, please don't hesitate to reach...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from David D
Reply from Erica Fowler
September 13th, 2024 10:58 PM
I'm overjoyed to hear that you had a positive experience with me at Ruoff Mortgage. Your 5-star rating is greatly appreciated. It was a pleasure working with you, David. If you have any further needs or questions, please don't hesitate to reach...
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About
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time home buyers to seasoned investors. With my simple approach and deep knowledge of all loan products, I am able to provide personalized support and I can ensure that every client will feel informed and confident every step of the way toward securing their property. Let's Chat!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Adjustable Rate Mortgages
Reverse Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Purchase & Refinance Mortgages (1st & 2nd lien)
Down Payment Assistant Loans
FHA Loans
VA Loans
Conventional Loans
USDA
Non-QM/Speciality Products
HELOCS
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Education
- University of LouisvilleCommunicationsBachelor of Arts (BA)Aug 2000 -May 2007
Positions
- Movement Mortgage - Senior Mortgage Loan OfficerFeb 5th, 2025 - Current
- Ruoff Mortgage - Senior Mortgage Loan OfficerSep 20th, 2021 - Feb 5th, 2025
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Memberships
- Former Member of Spencer County Chamber
- Bikes with Wings Non-Profit Organization
- BNI Success Connections
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1781544
- TN-1781544
- IN-40159
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Awards
Achievements
- 2020 & 2021 Diamond Club Recepient 100+
Hobbies
- Thrifting
- Concerts
- Football Games
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Disclaimer
KY-MC700241, IN-40159, TN-1781544 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.