

Erica Fowler- Movement Mortgage
Senior Loan Officer| NMLS#1781544


University of Louisville
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time ... Show More
Location & Business Hours
Business Hours
Mon
9 AM to 5 PM
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
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Reviews from Web
Erica had done an amazing job and I will gladly refer her to friends or family.
Reply from Erica Fowler
May 15th, 2025 03:32 PM
Charles it was a pleasure assisting you, and I truly appreciate your willingness to refer me to your friends and family. Thank you so much for your kind words. Glad to have you here in Kentucky!
Erica was extremely kind to us throughout the entire process, and she was also very knowledgable. She kept us informed every step of the way and helped us to feel more confident as buyers.
Reply from Erica Fowler
May 12th, 2025 07:48 PM
It was great working with you! I really appreciate your business and positive feedback.
Erica was very helpful and communicative and answered all of questions and phone calls and , texts as fast as she can
Reply from Owner
November 17th, 2025 04:16 PM
It was an absolute pleasure and honor to be able to work with Mohammed and his daughter. You are well deserving of everything you receive. I thank you both for trusting me and my guidance during the process.
Excellent because Erica was very communicative throughout the whole process and always answered all of our question and made the process of getting the loan very easy .
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Mohammed, thank you so much for your kind words! I truly appreciate you taking the time to share your experience. It was a pleasure working with you, and your beautiful family. I'm so happy I could make the loan process smooth and easy. Hearing...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from Ryan W
Reply from Erica Fowler
November 14th, 2025 04:21 PM
Ryan was one of the most hard working and respectful young gentleman. Always refreshing to close a home for those who are so deserving.
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Ryan W
Reply from Erica Fowler, Ruoff Mortgage
February 5th, 2025 12:45 AM
Thank you for allowing me the opportunity to help Ryan! You have a great road of success ahead of you.
Working with Erica was really easy and nice
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Jacob, thanks so much for the kind words! I really enjoyed working with you, too, and I'm so glad I could make the process smooth and pleasant. It was a pleasure helping you achieve your homeownership.
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Ryan W
Reply from Erica Fowler
February 5th, 2025 12:45 AM
Thank you for allowing me the opportunity to help Ryan! You have a great road of success ahead of you.
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Caroline M
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Caroline M
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About
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time home buyers to seasoned investors. With my simple approach and deep knowledge of all loan products, I am able to provide personalized support and I can ensure that every client will feel informed and confident every step of the way toward securing their property. Let's Chat!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Adjustable Rate Mortgages
Reverse Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Purchase & Refinance Mortgages (1st & 2nd lien)
Down Payment Assistant Loans
FHA Loans
VA Loans
Conventional Loans
USDA
Non-QM/Speciality Products
HELOCS
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Education
- University of LouisvilleCommunicationsBachelor of Arts (BA)Aug 2000 -May 2007

Positions
- Movement Mortgage - Senior Mortgage Loan OfficerFeb 5th, 2025 - Current
- Ruoff Mortgage - Senior Mortgage Loan OfficerSep 20th, 2021 - Feb 5th, 2025
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Memberships
- Former Member of Spencer County Chamber
- Bikes with Wings Non-Profit Organization
- BNI Success Connections
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1781544
- TN-1781544
- IN-40159
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Awards
Achievements
- 2020 & 2021 Diamond Club Recepient 100+
Hobbies
- Thrifting
- Concerts
- Football Games
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Disclaimer
KY-MC700241, IN-40159, TN-1781544 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.