Erica Fowler- Movement Mortgage
Senior Loan Officer| NMLS#1781544
University of Louisville
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time ... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
It was a smooth and easy process. The online checklist made it easy to know what documents I needed to upload.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I'm so glad to hear you found the process smooth and easy, Amanda! It's crucial to us at Ruoff Mortgage that our customers can easily understand what's needed from them. The online checklist is indeed a tool we're proud off. Thanks for the...
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Erica was WONDERFUL!! VERY PATIENR!!
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I'm delighted to hear you had such a positive experience, Vanessa! Your feedback serves as a great encouragement to me. I'm thrilled that my patience was helpful in making your mortgage process a seamless one. It's always my pleasure to provide...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from Bela S
Reply from Owner
October 30th, 2024 01:40 AM
Thank you for the stellar 5-star rating, Bela! I'm thrilled to hear that you were pleased with the service provided. It's always my goal at Ruoff Mortgage to ensure that each and every client has a positive experience. If you have any more...
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Erica was always willing to answer our questions and really stuck with us to get us the best mortgage.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you, Geoffrey, for leaving such a nice rating. I'm thrilled to hear that my efforts in answering your questions and assisting in your mortgage process were positively received. It's always my goal to ensure that our clients receive the...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from Bela S
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you for the stellar 5-star rating, Bela! I'm thrilled to hear that you were pleased with the service provided. It's always my goal at Ruoff Mortgage to ensure that each and every client has a positive experience. If you have any more...
read more
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Daisy S
Reply from Owner
October 30th, 2024 01:40 AM
I am delighted to hear about your satisfactory experience, Kaylynn! It's customers like you that make my job at Ruoff Mortgage extremely fulfilling. My primary goal is always to provide the best service, and receiving a 5-star rating from you...
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She was always available and went above and beyond to help us.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
Thank you so much for the kind words and the 5-star rating, Kaylynn! I'm thrilled to hear that you're satisfied with the service you received. It was my pleasure to assist you through this process, and I'm glad I could make it a positive experience...
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Erica Fowler- Movement Mortgage has received a review with 5 star rating from Daisy S
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I am delighted to hear about your satisfactory experience, Kaylynn! It's customers like you that make my job at Ruoff Mortgage extremely fulfilling. My primary goal is always to provide the best service, and receiving a 5-star rating from you...
read more
Erica Fowler- Movement Mortgage has received a review with 5 star rating from Dawn C
Reply from Owner
October 30th, 2024 01:40 AM
I'm truly grateful for the outstanding 5-star rating you've given, Dawn! It's my mission at Ruoff Mortgage to ensure a smooth and satisfactory process for my clients. Your appreciation validates my efforts, and it was a privilege to work with...
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Erica and her team took amazing care of us!!! We will always recommend and use Erica for future mortgage needs.
Reply from Erica Fowler
February 7th, 2025 08:23 PM
I'm absolutely thrilled to hear that you had such a great experience with us, Dawn! There's nothing more rewarding than knowing we were able to make the mortgage process smooth and stress-free for you. Your recommendation means the world to...
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About
I'm a seasoned loan officer with over a decade in the mortgage industry. I am passionate about guiding my clients through the homebuying and refinance journey. I excel in making the mortgage process accessible for everyone, from first time home buyers to seasoned investors. With my simple approach and deep knowledge of all loan products, I am able to provide personalized support and I can ensure that every client will feel informed and confident every step of the way toward securing their property. Let's Chat!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Adjustable Rate Mortgages
Reverse Loans
DSCR Loans
Bank Statement Mortgages
Home Equity Loan
Specialities
Purchase & Refinance Mortgages (1st & 2nd lien)
Down Payment Assistant Loans
FHA Loans
VA Loans
Conventional Loans
USDA
Non-QM/Speciality Products
HELOCS
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Education
- University of LouisvilleCommunicationsBachelor of Arts (BA)Aug 2000 -May 2007
Positions
- Movement Mortgage - Senior Mortgage Loan OfficerFeb 5th, 2025 - Current
- Ruoff Mortgage - Senior Mortgage Loan OfficerSep 20th, 2021 - Feb 5th, 2025
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Memberships
- Former Member of Spencer County Chamber
- Bikes with Wings Non-Profit Organization
- BNI Success Connections
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS_ID# 1781544
- TN-1781544
- IN-40159
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Awards
Achievements
- 2020 & 2021 Diamond Club Recepient 100+
Hobbies
- Thrifting
- Concerts
- Football Games
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Disclaimer
KY-MC700241, IN-40159, TN-1781544 | Movement Mortgage LLC. All rights reserved. NMLS ID #39179 (For licensing information, go to: www.nmlsconsumeraccess.org(opens in a new tab)). Additional information available at movement.com/legal. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.